The insurance company can add a known driver if it comes to the companies attention that the person is driving your insured vehicle.
Any person operating a motor vehicle on public roads in the United States is required to carry financial responsibility regardless of whether that person is licensed or not.
A few of the ways an insurance company can discover an undisclosed driver is through a traffic ticket received while operating your insured vehicle. a learners or other drivers permit being issued to the person at your address, through an accident or claim the person had while operating your insured vehicle or through a public or private record household search of your address.
A vehicle owner as well as the driver can be held fully liable for any damages or injuries sustained while a person is permissively operating your motor vehicle.
Yes, it is for the driver, not the company.
If your insurance company allows you to do this, you will also need to have another driver listed on your policy. This is mandatory because the learners permit only allows you to drive under the supervision of a properly licensed driver. They will have to be listed as a driver on the policy as well.
If you don't have the licence or the insurance, no
If they don't have a licence they won't have valid insurance. Your own insurance company will advise; in the UK there is a pool to cover this, but it'll be different elsewhere.
Yes, you have to ad them to your policy I would call the insurance company and offer the drivers licence number to ensure coverage. there is no sense in taking chances with today's insurance company's.
He gets arrested.Added: You could consult with an attorney to determine if you have a suit against the cab drivers employer. If it was an "independent" cab (driver-owned) then you might have a suit against the driver and/or his insurance company.
No, insurance does not always follow the owernership of the car unless you and your friend live in the same house and you have your driver's licence. If you tell the insurance company that you are not going to drive the car at all time and main driver is your friend, then you do not have to be under the same insurance.
ofcourse
To legally buy a vehicle in South Africa, you do need a full driver's license. No insurance company will offer insurance to a learner driver, and once you do have a license, your premiums are higher until you are 25yrs old. To legally buy a vehicle in South Africa, you do need a full driver's license. No insurance company will offer insurance to a learner driver, and once you do have a license, your premiums are higher until you are 25yrs old.
You will be cited for driving without insurance and the other driver being at fault, him and his insurance are still liable for damages.
Most insurance companies will specify that the driver must be 'road legal'. That means a valid driving licence for the vehicle must be held, an expired licence is not a 'valid' licence.
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.