Your "Renter's Insurance" should be the one paying the claim. It is your responsibility as a tenant to report any property damage to the landlord, and at the same time it should have been reported to your insurance carrier.
If, per chance, one does not have renters insurance (which escapes all understanding why one wouldn't have this) then the tenant is responsible for all damages above what is considered normal wear and tear.
Landlord insurance is an insurance for landlords for there property. Yes , it is important to have because it could potentially save you a lot of money.
One can get a building insurance for a landlord online from various websites. Some of these websites are Compare The Market, Money Supermarket, Simple Landlord Insurance and Confused.
When you get insurance on a car, a house, a boat, you pay the insurance company money, known as premiums. The insurance company invests that money. When there is a claim, some of the premium, along with some of the interest from the invested money, is used to pay the claim.
There are many different companies that offer landlord building insurance. This service is offered by most insurance companies, but can be found online on sites such as "Simple Landlord Insurance". A complete list of many companies that offer this service can be found on the Money Supermarket website.
That depends on the type of insurance policy it is. If it's the landlord's policy on his building, with him paying the premiums, then the insurance benefits go to him. For the insurance money to go to you, then you would have had to have taken out renters insurance, with you paying the premiums, insuring the contents (your personal belongings).
I'm no lawyer but... The estate of the deceased tenant should pay any debts before disbursing the money to beneficiaries. The landlord should file a claim against the estate.
Trader (in corn mostly) money lender and landlord for properties he had laid claim for none payment
Contents Insurance with a landlord simply means that the Landowner has the items inside of the rented/leased house/apartment/etc. insured so that if any damage were to occur they would not be without money.
What! Insurance pays for financial losses. I don't understand your question.
Landlord insurance can protect against disasters that would cost money for the landlords complex. These disasters can include fire, lightning, explosions, earthquakes, storms and floods. However, it varies between policies.
One can find information about landlord building insurance including a series of FAQ's on the website 'One Path'. One can find information and quotes from various providers at Money Supermarket.
You can file a claim with your auto insurance even though you had a DWI. You may or may not get something. There is a difference between filing a claim and collecting money.