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Can a lender file criminal charges against you for a vehicle you no longer have and they have charged off on your credit report?
Wiki User
∙ 14y ago
Maybe, it depends upon what happened to the vehicle.
A charge off does not mean the debt is not still owed and legally collectible.
If the vehicle was sold, wrecked, or in some manner disposed of, the borrower is responsible for the entire amount of the loan agreement.
If there are mitigating circumstances such as intent to defraud the creditor by a false report of the vehicle being stolen or something similar criminal charges are applicable.
ANSWER
No, a charged off debt is not a criminal complaint. If a person is ordered to court there can be a body attachment issued if the complaintant does not appear.
Wiki User
∙ 14y ago
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Does full coverage insurance cover vehicle if driver is charged with DWI?
If you were in an accident yes it would, if you are talking about having insurance to cover criminal charges and fines, I'm pretty sure that is illegal.
Is it a criminal act to throw eggs at a person's car?
In most municipalities it would be classified a misdemeanor what level would depend upon damages done to the vehicle. Besides the possibility of minor criminal charge the person who owns the vehicle has the option to bring a civil suit for damages against the person(s) or if the offenders are minors against their parents.
Is a motor vehicle accident considered to be a civil suit?
No. A civil suit is what we call the lawsuit that follows a motor vehicle accident when the victim sues for damages.Civil actions or criminal actions can be filed after an accident depending on the basis for the action. Criminal charges can be prosecuted by the state if the accident was caused by any motor vehicle violations or criminal negligence. Civil suits can be filed against the other party for damages on behalf of anyone who was injured or killed in the accident.No. A civil suit is what we call the lawsuit that follows a motor vehicle accident when the victim sues for damages.Civil actions or criminal actions can be filed after an accident depending on the basis for the action. Criminal charges can be prosecuted by the state if the accident was caused by any motor vehicle violations or criminal negligence. Civil suits can be filed against the other party for damages on behalf of anyone who was injured or killed in the accident.No. A civil suit is what we call the lawsuit that follows a motor vehicle accident when the victim sues for damages.Civil actions or criminal actions can be filed after an accident depending on the basis for the action. Criminal charges can be prosecuted by the state if the accident was caused by any motor vehicle violations or criminal negligence. Civil suits can be filed against the other party for damages on behalf of anyone who was injured or killed in the accident.No. A civil suit is what we call the lawsuit that follows a motor vehicle accident when the victim sues for damages.Civil actions or criminal actions can be filed after an accident depending on the basis for the action. Criminal charges can be prosecuted by the state if the accident was caused by any motor vehicle violations or criminal negligence. Civil suits can be filed against the other party for damages on behalf of anyone who was injured or killed in the accident.
If you tamper with a vehicle and are charged with a class c feloney what is your penalty?
Depends on what you did, where you live, and if you have a criminal record.
Can you drop charges against someone who vandalized personal vehicle?
yes
How do you press charges for a stolen vehicle?
Private individuals do not make or "press" criminal charges. The prosecuting attorneys must file the criminal charge. You can start the process by reporting the crime to the police and by agreeing to cooperate with the prosecution.
Can charges be filed against you if you co signed for a car and the creditor is trying to repo it?
Criminal charges are not applicable. Financial responsibility is to the extent the lender wishes to pursue collection of the debt including but not necessarily a lawsuit. An exception in some states of a person committing a criminal offense would be if a replevin order is in effect and the vehicle is deliberately "hidden" from the repossession agent.
Can a leinholder press THEFT OF PROPERTY charges against the owner of a vehicle that is in repossesion status?
In most states. You can be charged with intent to defraud a lending institution. Some states prosecute for concealment of non-owned property.
Why is your car not starting and the battery keeps dying?
Possibly a bad alternator. The Alternator charges the battery when the vehicle is running. If the battery is not being charged this could cause the vehicle not to start.
If you hide your car from being repossessed what will or could happen to you for doing this?
In some states you could be charged with hindering and arrested. In others the lender could seek a replevin against you at which time you would either give up the vehicle or face criminal charges. Other lenders will simply take you to court and seek a judgment against you, at which time you will have no choice in how the debt is recovered or when. It will be taken from your pay check, your bank accounts, your tax returns, it could aid in the forced liquidation of other property. Your two easiest options are pay the note or turn in the vehicle. As long as active repossession is in place, you will lose the vehicle; it's just a matter of time.
Can the finance company file criminal charges on a charged off car loan if the car is not turned in?
Yes. They can file criminal charges since they are the direct owner of the vehicle since you have defaulted on the loan. When you are in repossession status, you really need to not run from them because they have the power to add your VIN number to the police and report as stolen. You do not want to runaway from the lien holder if you are in default. This can lead to Auto Theft or Grand Theft Auto depending on how much the car is worth Both are at least Class C and B Offenses in most states. So I suggest you return the car ASAP to avoid of getting charged.
What charges can be filed for unlawful entry of a vehicle that results in a damage to vehicles?
Criminal mischief, possibly 3rd degree conspiracy, vandalism, trespassing, breaking and entering.
