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Can a life insurance company say you are not eligible to cash policy on Ex husband who died recently that you have been paying for 19 years?
Wiki User
∙ 15y ago
When an insured person dies, presuming the policy is "in force," and the contestable period is past (two years from the date of issue), the insurance company pays the death benefit to the beneficary(ies). Cashing in a policy usually can only be done by the owner of the policy, or by someone to whom the policy has been assigned, prior to the death of the insured.
Wiki User
∙ 15y ago
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Will my mortgage insurance payout as my husband committed suicide recently our policy had been running ofr 4 years 5 months?
Yes, contact the insurance company claims department.
Is it legal for a wife to cancel her husband's health insurance as well as his son's from a previous relationship without notice?
Are they still married? Separated? Divorced? If nothing else, the husband should get a notice from the Insurance Company about his COBRA rights. What does the divorce decree say? Once the divorce is final, the Insurance Company wouldn't consider the x-husband eligible anyway.
Can you find out if your husbands life insurance premium was received by the insurance company?
No. Only your husband can find that information and that he can do so by calling up the insurance company customer care hotline. Alternately, if the insurance company has a website, then you can get the login credentials from your husband and check it yourselves. But, not many insurance companies provide this online checking facility.
Can my husband's company make me cover myself with insurance just because I work and am offered insurance?
No
What happens to the wife's insurance on her husbands group policy of 9 employees if her husband leaves the company or dies?
If the husband leaves the company, the wife's insurance on the husband's group policy will typically terminate. However, she may be eligible for COBRA coverage, which allows her to continue the same insurance coverage for a limited period of time by paying the premium herself. If the husband dies, the wife may also be eligible for COBRA coverage, but it would depend on the specific terms and conditions of the group policy.
Do you need to notify your insurance company that your husband has started back smoking?
No.
Can you keep life insurance on your ex husband?
You cannot. In case of any claim after your divorce and the policy bond is in your possession, the claim will be summarily rejected by the insurance company. It's advisable to surrender the policy on your ex husband to the insurance company against official receipt.
I was covered by my husband's health insurance. He now gets medicare. What are my options?
If you are over 65, you are probably eligible for Medicare based on your husband's record. Otherwise, your options are limited to the private sector.
How can you prevent ex husband from life insurance benefit?
Unless you were ordered by the court, as part of the divorce settlement, to keep your ex-husband as the beneficiary on your life insurance then you can make a change in the beneficiary with your insurance company.
Can my company force my spouse to take her employers insurance and force her off of mine?
Generally speaking (and this may not apply to every circumstance), an employer can force a spouse (or domestic partner) off of the employer's sponsored health insurance plan, but under certain conditions only. The spouse being forced off of the plan must be eligible for his or her own employer sponsored plan. The plan that the spouse is eligible for must include a comprehensive package, and not be a fixed indemnity limited coverage plan. For example, wife works and covers her husband and kids under her family plan. The husband also works, and where he works they too offer coverage under a similar comprehensive medical plan. He has waived out of his company's plan because he is covered by his wife's plan. In this instance the wife's company could force the husband off of her plan, thus making it necessary (maybe even mandatory) for him to enroll as a single subscriber under his employer's plan. The wife's company would not be able to force the husband off if the husband's company (1) did not offer medical insurance, or (2) if the husband's company only offered a limited coverage plan.
How do you get insurance for a child that is your husband's stepson and is not your child but by marriage?
Insurance companies typically have specific rules about who they will and won't cover. You may find that a step son is eligible for insurance coverage if he is living with you. In this instance, the child does not appear to have a legal relationship with either you or your husband, so if you want to cover him you may need to buy an individual policy.
Will my husband's life insurance company contact if I do not who to contact?
If the subject matter necessiates contact, then the Insurance company is bound to contact through mail,phone call, even personal visit. If it is in the negative, then contract the Branch Manager of the Life Insurance Company for the needful.
