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A group policy with only 9 employees is not required to offer COBRA continuation coverage. The insurer may offer her an individual policy, but they are not required to. She will need to find another health plan -- either on her own as an individual or through her employer.

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11y ago
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6mo ago

If the husband leaves the company, the wife's insurance on the husband's group policy will typically terminate. However, she may be eligible for COBRA coverage, which allows her to continue the same insurance coverage for a limited period of time by paying the premium herself. If the husband dies, the wife may also be eligible for COBRA coverage, but it would depend on the specific terms and conditions of the group policy.

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Q: What happens to the wife's insurance on her husbands group policy of 9 employees if her husband leaves the company or dies?
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