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Yes, most lenders cannot give you a copy of the report due to licencing legalities however some can. All lenders must disclose your credit bureau information and how it was used to either approve or deny your loan request. If you are looking to just see what is on your credit without applying for a loan, many lenders cannot simply pull credit unless a loan request is made. Again due to licencing issues with the credit reporting agencies. For a free copy of your credit report go to annualcreditreport.com. You will only be charged to obtain your FICO score but are allowed free access to your information once a year.

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Q: Can a loan officer tell you What is on your credit?
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Related questions

What is the difference between credit officer and loan officer?

credit officer assesses the capacity to pay of the client. loan officer extends loans to the assessed cleint


What are the functions of a credit officer?

a Credit Officer will take a loan application, check out your credit, and if you qualify will see to it that your request is granted.


Who do you talk to at the bank to check on your bank credit?

You can go to your local bank or the bank which you bank with and ask a mortgage loan officer, or a loan officer to run your credit to see what it is.


Where can you get car cash loans?

To get a loan for a car you have to be at least 18 years old. You will need proof that you have a job, and a little bit of a credit history. The loan officer at the bank can tell you more.


What credit rating number would a loan officer considered bad credit?

Credit scores range from 300 to 850. Generally a loan officer would consider a score below 620 to be a sub-prime, or bad score.


What are the roles of a credit officer in a banking sector?

to give loan to comsumer


How do you compose a letter to explain negative credit to a loan officer?

Just be honest about the life circumstances that lead to your poor credit. Even if it was a total disregard for your personal credit just be honest,Remember it snot for the loan officer is is for the underwritierA good loan officer will go over the specific acounts that need addressing and are of concern at the initial loan application or interview Please i I can be of any further help please ask. Mike


What is the duty of a loan officer?

The duty of a loan officer is to take applications for loans and mortgages. The loan officer must look to protect both the interest of the client and of the lending institution. They will do credit checks on customers, and follow up with delinquent payments.


How can one get poor credit mortgage loan in Ottawa?

To get a poor credit mortgage loan in Ottawa a person needs to seek the advice of a lending company who can help you with getting a loan. Many times they will tell you how to get your credit in better standings so that you may get the loan.


Who is a credit officer?

credit officer means he is a loan providing officer, most important thing is lot of people's having the most important problem is financial,so everybody needs a financial support ,so small scale industry should not be ready to provide the financial support to the people's,so any one of the large scale industry should be voluntarily providing the loan amount to the people's for using the self employment purpose ,so the credit officer(large scale industry) should be check and verify the people and to providing the loan amount, this work should be handled by credit officer.


Who is credit officer?

credit officer means he is a loan providing officer, most important thing is lot of people's having the most important problem is financial,so everybody needs a financial support ,so small scale industry should not be ready to provide the financial support to the people's,so any one of the large scale industry should be voluntarily providing the loan amount to the people's for using the self employment purpose ,so the credit officer(large scale industry) should be check and verify the people and to providing the loan amount, this work should be handled by credit officer.


Can my small business get a commercial loan?

It really all depends on your particular situation. If your credit is good and the loan officer sees that your business is viable, then you should be able to get a commercial loan.