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What else can I help you with?
Is a named driver still covered on a banned drivers policy?
To be on the safe side, check with the insurance company.
Can a banned driver still hold a motor insurance policy?
yes
What are the insurance options available for learner drivers using their parents' car?
Insurance options for learner drivers using their parents' car typically include being added as a named driver on their parents' policy or taking out a separate learner driver insurance policy.
What companies do car insurance for a learner driver?
Several companies offer car insurance for learner drivers including the AA, Aviva and City Insurance. If the learner driver is going to be learning in a car owned by a qualified driver with their own insurance policy it may be possible to add the learner driver to that policy for a nominal fee.
Will the driver's insurance pay if the owner of vehicle gave him permission and he totaled the vehicle and the owner was injured and hospitalized and the driver was also arrested for DWI?
This Depends on the type of insurance policy. A standard Auto Insurance Policy will most likely pay for permissive use so long as the driver was not excluded from the owners policy, and was not committing a felony at the time of the accident. If the Owner has a Named Driver Policy ( AKA: Drivers Policy, Non - Owners or an Operaters Policy ) then it will likely NOT pay for the drivers accident as it only covers the driver named on the policy. It will probably pay, then promptly cancel. Getting insurance just became very expensive.
Can you purchase a non-driver insurance policy with a suspended drivers license since you live in your parents home?
no
Will your auto insurance cover a permissive driver if you are disabled and cannot drive?
It sounds like this person will be a regular driver and as such they should be listed on your insurance as a driver. In your policy you agree to list all household residents and regular drivers. They should be listed on your policy.
Will liability auto insurance policy cover a person driving your car if they have an out of state drivers license or an expired license?
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
Can you get car insurance without a drivers licencs?
Yes, but unless you list a licensed driver on your policy it will be very expensive.
Does car insurance cover the driver if he is not on the policy?
It may and it may not. It depends on the definitions of an "insured" driver under the terms of your insurance policy and the type of insurance policy you bought. Most standard policies will extend coverage to certain drivers you have given permissive use while others such as low cost "Named Driver" policies extend coverage to no one other than those named on the policy. Contact your insurance agent if you need assistance with your policy language.
Does texas liability insurance cover a person driving your vehicle that has a out of state drivers license. What about if it is EXPIRED and OUT of STATE?
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
If you are a passenger in a one car wreck and the driver is not a designated driver who will pay for your medical bills?
The at fault drivers auto insurance policy would pay for medical bills up to the policy limits for which that insured driver is liable. If there is no insurance then there is no coverage. If no one has Auto Insurance to cover you, hopefully you have a major Medical Insurance Policy in place. Major medical will cover your medical expenses even from a car accident.
