Yes, if you have collision insurance. It would be a collision claim and you would have to pay what your collision deductible is. If your car caused damage to someone else's vehicle or property, you would also be liable for the damages.
Generally, the claim payment check will be sent to you, however the check will be payable to both you and your bank. The bank will have to endorse the check to you.
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.
Its all up to the insurance companys.
If you are referring to damage on your vehicle that your insurance has paid for then yes they can cancel your insurance if you don't complete the repairs. Also, another consideration is that you don't show "pride in ownership" which is an insurance term meaning that if you don't take care of your vehicle properly you probably aren't as careful about caring for the vehicle. They may allow you to keep liability coverage on the vehicle if you don't want to keep the physical damage coverage.
an insurance adjuster is called to assess the damage to the covered vehicle for repairs
There insurance will cover the cost of repairs to your vehicle. This works with any vehicle even if it is a rental.
the vehicle owner decides who repairs their vehicle.......insurance company decides what they will pay.........plz expand your question and i will try and be of more help
They have to pay for your repairs themselves
Absolutely not! If you are still using the vehicle, it must be insured. However, the insurance payment would not be covered by the bankruptcy.
The purpose of insuring a vehicle is to protect yourself incase of any accident you may be involved in. Having insurance will protect you in the long run and stop you having to fork out a substantial amount of money in bills and repairs. Also having insurance will protect you if your vehicle is stolen.
If a leased vehicle is in an accident, the lessor has to notify the lease company, along with their insurance company. Sometime the lease company will have you go through your insurance for repairs, other times they send you to their repair shop (if they have one).