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Can a payday loan employee come to your home in MO to collect payment?
Wiki User
∙ 13y ago
It makes me laugh when I hear the threats that these people make. I would invite them to my home if that was the case! The answer is, NO! No matter where you live, they cannot even threaten to come to your home. It is illegal under federal law. Check out the Fair Debt Collection Practices Act (FDCPA). I would also file a complaint with law enforcement and your state attorney generals office. If payday lending is legal in your state, the most that they could do is sue you civilly in court for default. Since they are violating the FDCPA, you can also sue them. You may want to also contact a consumer rights attorney in your area.
Wiki User
∙ 13y ago
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Can a bank come to your home to collect?
Yes. If you have payments due to them which you haven't made then they have the right to come to your residence and request for payment.
Can debt collectors come after you for more money if you can't make a payment?
They can always ASK for payment, but whether they can actually collect depends on many factors. If you have no job and no assets, it would be very hard for them to collect anything.
Can a payday loan company come to your home?
No. A payday lender has no right to come to your home to collect a debt. If ANYBODY comes to your home to collect a debt, you should inform them that (1) they are breaking the law (FDCPA) and (2) document the situation (with a photo or a clearly written description of what happened). The next step is to retain an attorney in order to take advantage of the debt collector's mistake. Your attorney will be able to guide you from there.
How can you be able to make a down payment?
There are all kinds of ways to come up with money for a down payment including savings, borrowing from a family member, taking out a payday loan, using a peer to peer lender, selling stuff you own, or getting a second job. the method you chose deoends on how much money you need to come up with for your down payment.
Can a payday loan company legally go by your home to collect money?
No. Even if you tell them to come on by, they never will. They love to try to scare you into believing that they are law enforcement or have some super powers bestowed upon them because they are payday lenders. Not so. They can't even threaten to come to your house. Check out the Fair Debt Collection Practices Act (FDCPA) for more info on your rights with creditors.
Can a debt collector legally come to my home or workplace?
Can a loan company come to your home to collect payment? Personal Loan...
Can a bank come to your home to collect?
Yes. If you have payments due to them which you haven't made then they have the right to come to your residence and request for payment.
Can debt collectors come after you for more money if you can't make a payment?
They can always ASK for payment, but whether they can actually collect depends on many factors. If you have no job and no assets, it would be very hard for them to collect anything.
Can a payday loan company come to your home?
No. A payday lender has no right to come to your home to collect a debt. If ANYBODY comes to your home to collect a debt, you should inform them that (1) they are breaking the law (FDCPA) and (2) document the situation (with a photo or a clearly written description of what happened). The next step is to retain an attorney in order to take advantage of the debt collector's mistake. Your attorney will be able to guide you from there.
How can you be able to make a down payment?
There are all kinds of ways to come up with money for a down payment including savings, borrowing from a family member, taking out a payday loan, using a peer to peer lender, selling stuff you own, or getting a second job. the method you chose deoends on how much money you need to come up with for your down payment.
Can a payday loan company legally go by your home to collect money?
No. Even if you tell them to come on by, they never will. They love to try to scare you into believing that they are law enforcement or have some super powers bestowed upon them because they are payday lenders. Not so. They can't even threaten to come to your house. Check out the Fair Debt Collection Practices Act (FDCPA) for more info on your rights with creditors.
Can you collect unemployment in Arizona from Michigan?
Generally, to collect benefits it is allowed to file for those benefits in any state, but the funds for payment come from the person's last employer and that employer's state employment service (in this case, from Michigan).
What is the maximum loan amount that can be borrowed from Payday One?
Laws have come into force to prevent people borrowing too much from a payday loan system. For that reason the most that Payday One can offer is å£1000 for a payday loan.
Where can one get quick payday loans?
One can get quick payday loans by going online and applying for payday loans. You will be able to get fast cash, but it will come attached with an extremely high interest rate.
What is payday cash advance and where is it needed?
Pay day cash is a loan company that will lend you money until your payday. What they do is sync up with you paycheck and whatever amount they loaned you, will come out of your check on payday.
Is there a place on the internet where I can print out information on the dangers of payday loans?
Payday loans come under the heading of "predatory lending." There are interesting articles at http://www.texpirg.org/financial-privacy-security/predatory-lending AND www.responsiblelending.org/consumers/ You can go to . The article advices on the dangers of payday loans.
Where online can I find a payday loan with little interest?
Unfortunately, payday loans come with steep interest rates. If you decide to use one, the best advice that can be given is to pay it back as quickly as possible.
