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Can a person open a credit card in your name and you get stuck with bill?
Mooch1
Yes and it is called ID fraud. Every day someone has this happen and it doesn't take much for them to be successful at it. All it takes is to know your birthday, address, phone, and your name and they can use it to open accounts. In some cases like with the AT&T Go Phone it doesn't take that. They can get a phone with no ID and just an account number ( I had this happen so I know). Shred all catalogs order pages and back covers that are mailed to you. The numbers on the back of the covers with your name can be used to order items. Shred all bank card offers because they can be used to order cards in your name. I have a cross shredder and everything but the most needed items go into it as they come in the mail.
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A credit card put in your name but not by you can a person open a card in your name without you knowing and you get stuck with the bill?
If the person has your information, aka identity theft, then yes that can happen.
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When are you in credit card debt?
A person is in credit card debt when they have charges on their credit card and can not pay them. A person can make charges on a credit card and make payments at a later date. When a person charges on their credit card, the charge is now a debt that must be paid.
Can I get a credit card with little or no credit?
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