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In order to legally lien your house the person must have "something" they can defend in court giving them that right. Most states accept verbal agreements as a contract providing there is enough evidence to support mutually acceptable arrangements. However, generally, a written contract is needed as proof of the debt.

If the person provided materials, labor or services for the improvement and repair of your house then they must (1) meet all state construction lien statute requirements in a timely fashion; (2) show some type of evidence that materials were purchased and either delivered or installed at your house; (3) some type of evidence that labor was provided at your house; (4) that improvement or repair was performed. Construction (or Mechanics) Liens can only be placed for the outstanding balance of work performed. A mechanic's lien has a short statutory life. It must be perfected by a civil suit and if the "mechanic" prevails the court will render a judgment in their favor and then a judgment lien can be recorded against the property.

Any creditor can sue you in court and if successful obtain a judgment lien that can be recorded in the land records. The property cannot be sold or mortgaged until the lien is paid.

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Q: Can a person put a lien on my house If there was never a contract and a person says you owe them money and you pay or they will put a lien against my house can they do this?
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