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Unfortunately, yes. It was one of the agreements you made with them when you purchased the car. They check with the insurance companies from time to time- probably every couple of weeks to make sure you have coverage. If you are involved in an accident, then they lose.

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โˆ™ 2015-07-15 18:44:31
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Q: Can a repo order be sent if the loan is not in default but you have no comprehensive and collision insurance?
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Related Questions

Can you file a claim with your insurance company if your car is stolen and there is a lien on it?

If you maintained "comprehensive coverage" on the car, absolutely. This differs from collision coverage in that collision coverage is triggered by a physical impact to the vehicle and resulting damage. Comprehensive covers a broader range of occurrences. The lien holder is likely to have required you to maintain comprehensive and collision coverage in order to protect its security interest in the vehicle. That is, the insurance provides some assurance that the lien will be satisfied from the insurance proceeds. In that respect, the lien holder likely required that it be named as a "loss payee" on the policy, so any settlement will be paid jointly to you and to it.

What are the best comprehensive motorcycle insurance on the market?

The best comprehensive motorcycle insurance can be perceived by different things. The ones with best customer rating is the ones that are best in my opinion. In order, these are the top three with the best; Arbella Insurance, State Auto and AAA.

Does Geico insurance have pet insurance?

No, only progressive does, you also must buy collision in order to get this protection. Please keep in mind that the same deductible will apply for both the dog and the vehicle.

Purchasing Collision Insurance In Pennsylvania?

Collision insurance is not required by Pennsylvania law but may be part of a vehicle loan stipulation. This insurance covers the cost of damage to vehicles owned by the insured party. It does not cover damages or the costs related to bodily injuries. Pennsylvania law requires liability insurance be carried in order to protect innocent victims in a car accident. Collision insurance is usually coupled with comprehensive coverage and is available from every auto insurance agent licensed in the state.Buying The Proper Amount Of CoverageCollision insurance rates depend on the value of the car and the driving history of the policyholder. The policy may be written in such a way as to cover only the actual value of the car at any time. Since this decreases over the years the insured may be paying the same amount even though the coverage becomes less and less. Drivers in Pennsylvania are encouraged to ask their insurance provider or agent about what the pay schedule would be for a rapidly depreciating vehicle.The policy will be broken into two parts. The first part deals with the amount of protection should the policyholder cause an accident involving damage to the vehicle or personal property. There will be several deductible amounts from which to choose. The least expensive policy will carry a deductible of no less than $500 and perhaps as much as $1,000. This is the amount the insured would have to pay out-of-pocket before insurance would cover the balance of repair costs. The second portion of the policy explains the coverage amounts for comprehensive insurance. The coverage may be less than the collision insurance portion but the deductible may be the same.Comparing Quotes OnlineInsurance shoppers in Pennsylvania may save money by combining their required liability insurance with collision and comprehensive insurance. Rates for combined policies vary greatly from one provider to another. By shopping online and using a comparison site, quotes for various deductible amounts and optional coverage types can be obtained in just minutes. Insurance shoppers may find that one company provides a good discount when personal injury protection and uninsured motorist protection are added to a policy containing liability and collision insurance. Personal injury protection is required in Pennsylvania and is automatically added to any quote given.Discussing the value of the car with an insurance agent is a good idea because the amount of collision insurance offered may not be sufficient to cover the loan balance should the car be damaged beyond repair. Insurance adjusters make sure the actual car value is the upper limit payable with this form of insurance. GAP insurance is sometimes available to cover the difference.

Decide If Texas Vehicle GAP Insurance Is Needed?

A vehicle begins to depreciate in value the moment it is driven off the dealer lot. In fact most insurance adjusters assume a 10 percent decrease in value even if the car has been driven less than 1,000 miles. If a vehicle is purchased new and the owner manages to arrange a loan package with little or no down payment, chances are the vehicle will for a time be worth less than the loan balance. Texas drivers who purchase a new car for little or nothing down should consider GAP insurance, which can cover an upside-down loan in case the vehicle is stolen or totaled.GAP Insurance Offered By Auto DealersGAP insurance stands for Guaranteed Auto Protection and covers the difference between what is owed on a vehicle and what is offered as a settlement if the car is completely destroyed in an accident. Many auto dealers are now authorized to offer GAP insurance and will usually make the coverage available at the time financing is secured. This coverage can be relatively expensive but is usually just a one-time fee. The cost may be as much as 3-4 percent of the retail price on the vehicle. Dealers can either accept the payment in full or combine it with the loan package. Subsequent payments are not needed because the insurance is in force only so long as the car's value is less than the loan balance.GAP Insurance From A Texas Insurance AgencyMost insurance companies do not advertise GAP insurance but many are licensed to provide it. The cost is similar to what a dealership charges and can be added to the price of a full comprehensive and collision insurance policy. Drivers in Texas will be required to have full collision insurance before a GAP policy can be added. This is because the GAP insurance only covers the difference between what collision or comprehensive insurance will pay and the loan balance on the car.If a car is worth $20,000 and the loan balance is $22,000, drivers can take out a GAP policy for the difference plus deductible amount. If the collision insurance policy carries a $500 deductible and the car is totaled in an accident caused by the owner, collision insurance will pay for $19,500. The GAP insurance will pay the difference, leaving the owner of the vehicle free from financial obligation to the lien holder.When A Vehicle Is StolenDrivers in Texas should make sure their comprehensive insurance package covers a stolen vehicle that is never recovered. A GAP insurance addition to the policy would work the same way as if the vehicle was totally destroyed in an accident. In some cases GAP insurance purchased along with collision and comprehensive coverage will include the deductible amount. This means if the car is totaled or stolen, drivers will not have to pay the deductible in order for the insurance company to process the claim. This does not apply if the car can be repaired.

If a vehicle is stolen and is only covered by PLPD will the insurance company pay for the loss?

You must have comprehensive coverage in order to recover on a claim from your insurance company if your vehicle is stolen. Liability only is just that, liability for your legal liability for damage or injuries to others.

What is mortgage default swap?

I think what you are referring to is basically a credit default swap. This is a kind of insurance that the lender of the loan or the mortgage can purchase in order to ensure that the re-payment on the loan will be made in the event that the borrower defaults on the payment. This protects the back and spreads the risk.

What is the order of draw for a comprehensive metabolic panel?

There is no order of draw. A comprehensive metabolic panel is just one tube, an SST or serum separator tube.

Cut Costs on Auto Insurance?

In order to lower your auto insurance rates, it is essential that you drop any policy that you do not need. Many people think that if they have a car, they absolutely need collision coverage at all times. The truth of the matter is that as long as you do not have a loan on your vehicle, you do not have to carry collision insurance. By getting rid of this type of coverage, you should be able to save yourself hundreds of dollars every year. This is why it sometimes pays to own an older car for yourself to drive in.

How do you buy auto insurance without a licence or car?

A driver's license or a learner's permit is necessary in order to buy liability insurance. The insurer's underwriting of the risk is dependent upon some minimum showing of the ability of the applicant to operate the vehicle, and a license evidences that. It is not necessary to own a car in order to obtain liability coverage. Most insurers will sell a liability insurance product that is generically referred to as "non-owners coverage". This sort of policy is tied to the person who purchases it and provides liability coverage for him/her regardless of the vehicle being operated. Other kinds of auto insurance, such as collision and comprehensive coverage require that the person purchasing it have an "insurable interest" in the vehicle. This means that he/she has a financial stake in the continued existence/condition of the vehicle.

What does a collision have to have in order to complete itself?


If a car was parked in a lot and hit and the person did not leave a note or anything will your insurance cover it in California?

You would need to have Collision and or Uninsured Motorist Property Damage coverage for the vehicle in order for the insurance company to pay. You may also have to make a report to the business that owns and maintains the parking lot.

Three Simple Tips for Saving on Car Insurance?

Automobile insurance is one of those topics that is right alongside a trip to the dentist or filling out your tax returns: It has to be done, it's no fun and it costs money. It is possible to save money on car insurance premiums if you examine closely how much you drive, how your drive, what you drive and what level of coverage you carry.First things first: car insurance is mandatory. You must have it in order to register your vehicle and get license plates. What stings a little about this is that some part of the premium you pay is due to the need for auto insurance companies to protect their customers from uninsured drivers. That is to say, if everyone took the law seriously and purchased mandatory car insurance, premiums would be lower.Here are a few tips to reduce your premiums yet still comply with the law and provide the level of coverage you need in order to feel comfortable.Consider raising the deductible on your collision coverage.If your car is older than five years, you're driving is limited and your experience is that you have never or only infrequently been involved in an accident, the money spent on collision damage insurance could be reduced considerably by raising a deductible from $250 to $1000. If your car is older, chances are that even a minor collision could cause more damage than the vehicle is worth. If this is the case, consider dropping collision coverage altogether.Consider raising the deductible or eliminating coverage completely for the comprehensive portion of your policy.There is some element or risk involved, but if you were to take the money you saved by raising you deductibles on collision and comprehensive coverage, you could amass a nice savings account that would also be available in the event of some non-car related event.If you have health insurance, drop any medical coverage in your auto policy.This is duplicate coverage and is completely unnecessary.Other things you can do are to combine coverage for home with auto coverage to get a multi policy discount, look for auto insurance that gives discounts for good driving records, low amount of miles driven and safety equipment like air bags and anti-lock brakes.

When buying a car in California how soon must you insure it?

You must have it insured before you drive it. It is against the law to drive a vehicle without minimum liability coverage. All you need to do is call an insurance company, set up a policy, and have them fax a copy of the temporary pink slip to you, in order to have proof of insurance immediately. The real pink slip will come in the mail If the car is new or used and you bought it from a dealership, most dealerships require that you provide proff of insurance before they hand over the keys. However if you are financing the vehicle you may be forced to have full coverage (collision, comprehensive) based on the terms of the financing company.

How do you respond to a request of entry of default?

Do I need to fill out any type of document in order to answer an entry for default? (I'm the defendant)

If you have deer whistles on your car and hit a deer do you have to pay your insurance deductible?

Yes, unless your insurance contract specifies that you would not. When you advise the insurance rep what deductable you want, you are basically saying, "if i get into an accident, this is the amount that I am agreeing to pay as my share of the cost of repairs". keep in mind, you would also need comprehensive insurance on your policy in order for the insurance company to cover the damages to your veh. in the event you hit a deer. Hope this helps!! I have been doing accident claims for 3 years now for a major insurance company.

Are there any uses for setting out bracket sums?

Yes. The default order of evaluating expressions is BODMAS/PEMDAS. To change that order, parts of the expression need to be put in brackets (parentheses). Yes. The default order of evaluating expressions is BODMAS/PEMDAS. To change that order, parts of the expression need to be put in brackets (parentheses). Yes. The default order of evaluating expressions is BODMAS/PEMDAS. To change that order, parts of the expression need to be put in brackets (parentheses). Yes. The default order of evaluating expressions is BODMAS/PEMDAS. To change that order, parts of the expression need to be put in brackets (parentheses).

What purpose of government is instituting a comprehensive code of criminal statutes?



A default gateway

Can you have umpd coverage if you only carry liability insurance?

Sure. You will ahve to purchase UMBI and UMPD as they only come together but thst shouldn't be an issue. You don't have to have Comprehensive and Collision or any other coverages in order to get Uninsured Motorists coverage. I firmly recommend UM to all my clients whether or not they have any other coverages other than liability. You cannot purchase limits of uninsured motorists coverage that are higher than your liability coverages.

Can you rewrite the default constructor?

You are free to override the default constructor whenever you like. In fact, if you want to keep the default constructor when you also need a parameterized constructor, you have to override the default constructor in order to use it. Once you've written the parameterized constructor, the default constructor goes away.

Finding Affordable Car Insurance?

At the top of everyone's auto insurance requirements is finding a policy that they can afford. If you take a little time researching, you will see positive benefits year round. No one wants to pay more than they have to on car insurance. If you compare rates and coverages of several different insurance companies, you'll end up getting more coverage for your dollar.What Companies ConsiderAuto insurance companies consider your age, gender, driving record, location and the coverages you want. You should also weigh in an insurance company's reputation. Think back on what you've heard others say about their claims service and helpfulness in answering questions. A less expensive insurance company with a bad customer service record is probably not worth the money you save. You will end up paying in frustration.Required and Optional CoveragesWhen talking to insurance agents, remember that they work on commission. If you are inexperienced in comparing insurers, just remember that if it sounds too good to be true, it probably is. Start with the minimum coverage required in your state because each state is different. Then begin to think about adding optional insurance protection.For example, in order of importance, coverages could go like this: liability, comprehensive, collision, uninsured driver, under-insured driver, rental car coverage and towing. Liability would cover the other car in an accident but not yours. Comprehensive covers your car and any others involved in an accident for damage other than collision. Collision covers collision damage to all cars involved, including yours. The rest are self-explanatory. Start with the required coverage and add more from there. You can also add more coverages later.Surf the WebSurf the web for big and smaller companies. Get quotes, and speak to agents. Ask questions and keep looking. Once you find the best insurance company and policy, you will know that you made an informed choice.Remember that cheap insurance companies don't necessarily have poor service. By doing a thorough search of what's available, you may find cheap car insurance and be able to add more optional coverages, as well.

Finding Insurance In Florida After A DUI Conviction?

Florida state law requires all drivers to carry personal injury protection and property damage insurance in order to legally operate a motor vehicle. If an individual is convicted of driving under the influence the cost of this insurance will likely increase. In some cases the driver will have to find new insurance because his or her old policy was canceled. Collision and comprehensive insurance will also be more expensive because the driver with a DUI record is considered high-risk by most providers.Statistics On Drinking And DrivingThe reason drivers who have a DUI on their record pay more for insurance is because Florida highway statistics show that these individuals are more likely to be involved in a traffic violation regardless of whether they are under the influence. This does not mean that all those who have been cited for DUI are necessarily going to become repeat offenders, but insurance companies have little choice but to raise insurance premiums for the entire category.Often a person who is convicted of driving under the influence in Florida will have to complete a defensive driving course in order to keep his or her license from being suspended. When shopping for insurance these individuals will have to show proof of certification to any provider. Insurance companies will be aware of any DUI convictions because they have access to a national database that keeps track of these facts.Obtaining Full Coverage May Save The Car LoanSome drivers who have lost their insurance coverage due to a DUI conviction may be able to obtain a policy from another provider so long as they purchase a full protection package. This can be extremely expensive but may be necessary if a vehicle is being financed. Lenders will require collision and comprehensive insurance as part of a vehicle loan agreement. If the driver had previous collision insurance which was canceled due to the DUI conviction the lender will probably be aware of it. Unless the individual can obtain a full coverage package the vehicle may be repossessed because the driver is in fact defaulting on the loan agreement.Assistance In Obtaining Required InsuranceEach state has laws regarding what insurance is required. If a driver in Florida is denied personal injury protection or property damage protection insurance from several different providers, he or she can obtain insurance with the assistance of the state government. Insurance companies that offer required insurance to those with a DUI conviction are contacted and a suitable policy is offered. These policies may be very expensive for the first year they are in force.

How do you change default browser?

In order to change your default browser, you will need to open the browser you want to use. Once you have the browser opened, there will be a section in the settings that will allow you to set the browser as the default browser.

Do you still get paid by the other driver's insurance if he was at fault but you had no insurance?

Yes, but keep in mind that the other insurer may dispute liability (fault) and the extent of damages. Further, the other driver would have to have had liability insurance in order for you to get paid. Depending upon the jurisdiction in which you/he live(s), there may only be a requirement that property damage liability insurance be maintained. Therefore, if you sustained bodily injuries in the collision, the other driver would have been effectively uninsured.