If both people's name is on the policy, either would be able to cancel. Where I am, it is also possible to take out insurance policy on another person's vehicle. Other policies I'm not sure about, hope that helps.
NAMED beneficiaries of insurance policies do not pay tax on it.
No if there is a surviving spouse and the children are grown
Generally, insurance policies exclude suicide. Check with your insurance company, as they are all different.
No
If you are referring to group term life insurance the answer is no. The policy is a group policy and the policyholder is the company and the employee only and a spouse has no right to the policy. Sometimes there are individual life insurance policies sold to employees on a payroll deduction basis and they are group billed to the employer. These policies are able to be taken by the employee if they change employer and they can just change the payment type so that they pay the policies themselves.
Not if she is listed as part owner of the vehicle.
the spouse should take the advantage of her husband. And she should not be strained and she should take rest.
That would not be a very nice thing to do, what you should do is write to your spouse and the insurance company, point out that you are now separated and indicating that you will no longer be paying for your spouses insurance after a fixed date in the future. This informs the insurance company of your intentions and allows your ex spouse to arrange their own health insurance.
While there might be a state law somewhere that allows it, I would be surprised. A separation does not remove the duty of each spouse to support the other. If the employee has the insurance befre the separation, he will have to keep it until a divorce, remarriage after divorce, she obtains her own insurance or a court orders otherwise.
Whether or not a surviving spouse is entitiled to any life insurance proceeds DEPENDS on the fact that most, if not all, policies must be paid to the named beneficiaries in the insurance policy records.
If she is still being carried on his insurance as his spouse then she has insurance.
No, a sister-in-law with Power of Attorney does not have the authority to change the beneficiary designation of the separated wife unless specifically granted that power in the legal documents. Power of Attorney typically does not grant the authority to change beneficiary designations on accounts or policies.