Can a spouse's business tax lien affect your credit rating?
I would say it depends on a real crucial issue: Are you part owner of the business? If not, his liens and/or credit issues should not appear on your credit.
no it does not affect your children's credit rating. credit score is based on how an individual uses credit, not on how other people uses credit. what possibly may happen is children may learn thier parent's bad credit habits. if a consumer needs a co-signer (parent) then if the parent has a bad credit rating that will affect the loan
Yes. Due to small business loan and funds advance programs derive from your business' sales history instead of your individual credit rating, a minimal credit rating won't stop you from obtaining the cash you'll need. However, different funding programs created for companies having a minimum credit rating of 640. In case you do not meet this minimum credit rating requirement, you can make an application for cash advance and business loan programs.
If you and your fiance want to get a joint bank account but he has filed bankruptcy in the past will this affect your credit?
If your credit rating is excellent will cancelling a store credit card after paying it off in full in the first billing cycle affect your credit rating?
My condo community has decided to put new siding on your homes and if I don't pay 5500 they will put a lien on my home. Will that affect my credit rating?
The APR% varies from bank to bank. It also varies depending on the amount and lenght of the loan. There is no "standard" APR for business loans. The rate of interest has much to do with the credit rating of the borrower(s) and/or the rating of the existing business. The better the credit rating, the better the rate paid on borrowed funds.
Steven Finlay has written: 'Credit scoring, response modelling and insurance rating' -- subject(s): Credit analysis, Forecasting, Consumer behavior, Consumer credit 'Credit scoring, response modeling, and insurance rating' -- subject(s): Forecasting, BUSINESS & ECONOMICS / Statistics, BUSINESS & ECONOMICS / Finance, BUSINESS & ECONOMICS / Banks & Banking, COMPUTERS / Data Processing, Consumer behavior, Consumer credit, Credit analysis, BUSINESS & ECONOMICS / Consumer Behavior 'The management of consumer credit' -- subject(s): Management, Consumer credit
A credit rating evaluates the credit worthiness of an issuer of specific types of debt, specifically, debt issued by a business enterprise such as a corporation or a government. It is an evaluation made by credit rating agency of the debt issuers likelihood of default Credit ratings are determined by credit ratings agencies. The credit rating represents the credit rating agency's evaluation of qualitative and quantitative information for a company or government; including non-public information…
Credit counseling helps people by putting them on a plan to get out of credit card debt. Without this, most people would have no clue as to how get out of debt. ----------------------------------------------------------- The fact that you may be receiving credit counselling will not be known than thus will not affect your credit rating.
A debt settlement offer has no bearing on your credit rating or score. It is only an offer, a proposal. Your credit rating is based on how you have paid the debt in the past 7-10 years. Your credit score is a numerical picture of your assessed risk as a borrower, based on the information in your file at the time the score is requested.