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Can a spouse be dropped from employer's insurance if spouse is insured?
Wiki User
∙ 12y ago
Yes you can select whatever coverage you want through your employer. However, your enrollment is through your employer and they usually only allow you to make changes to your coverage during open enrollement (the beginning of the year most commonly).
Wiki User
∙ 12y ago
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Can a named insured be an excluded driver on an automobile liability insurance policy in Arizona?
Yes as long as the named insured is not a spouse, or if the spouse does not drive and does not have a drivers license the spouse can also be excluded.
Can you be on your wifes home owners insurance even though you are not on the deed or loan?
Yes, The insured can add a spouse to the policy as a co-insured. You don't have to be on the deed.
Is there a state law that says a spouse has priority over other beneficiaries on a life insurance policy?
Life insurance is a contract between the insurance company and the insured. I have never encountered any laws that allow a spouse to take priority over the beneficiaries designated by the insured. Many companies have rules that if the wife is not designated as the beneficiary on the company provided life insurance, the spouse must sign off on the policy before it will be issued.
What if no beneficiary is named on a life insurance policy and they have a spouse what happens?
If an insured has a policy where there is no named beneficiary, or the named beneficiary is deceased, then the benefit will be paid to the insured's estate.
Can you drop your spouse from your health insurance?
In general, there is no legal requirement that a spouse be insured on the other spouse's health insurance. A major exception to this general rule would be, for example, if the parties were to be divorced and a provision of the settlement agreement or judgment required otherwise.
Is 'significant other' the same as spouse for medicare purposes in California?
This depends on the state laws, and the insurance company. Contact either your states dept of insurance or the carrier you are insured with.
If beneficary dies before the insured does surviving spouse have rights?
If the beneficiary of a life insurance policy predeceases the insured, the insured should make arrangements to name a new beneficiary. If they do not, the policy proceeds will become part of their estate if they die without naming a new beneficiary. You should consult with the insurance company.
Should your spouse and you both carry health insurance?
You should both be insured. If you each carry insurance on the other (say at work), then you will be paying the premiums of course, but one will always be primary.
Can a spouse authorize a change to or agree to have a new car insurance policy issued only if they are listed as a driver on the present policy?
Yes because they are a member of the household and the spouse and the named insured have the same rights.
How can an employer cover spouse and kids on health Insurance and then a year later say that the children are not covered because the other spouse has insurance coverage on the children?
Only one company can pay out on the health insurance so it is a waste of money being insured twice, and also it will save you the tax you are paying on the premiums.
Could a spouse cash a husbands auto insurance check for repairs?
No. The check must be endorsed by whomever the check is made out to. This will be the insured on the policy. If the spouse was not the named insured on the policy then she cannot legally endorse the check unless he gives her power of attorney or if he is deceased and she is designated as administrator of the estate by the court.
How do you cancel car insurance on a car that you own and insured that your spouse is driving in another state?
As long as the insurance is in your name only you just call the insurance companyBUTThis may be illegal unless the person driving the vehicle knows and agrees
