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Can a spouse put a credit card in both your names without your permission?
Wiki User
∙ 14y ago
In most cases a card holding spouse can add the other as an "authorized user" without permission, however those types of cards are not liable for repayment of the balance, even on transactions preformed on their card. It is not legal for one spouse to add the other on any credit applications has a "co-signer" without that persons permission. However, the liability would not be in the hands of the credit card company, since if you are listed as a "co-signed" and claim you did not agree, sign-up or give you spouse permission, you risk your spouse being turned over to the States Attorneys office for consideration of Credit Card and Identify Fraud.
Wiki User
∙ 14y ago
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Can you add the spouse's name to the mortgage paperwork?
You can add your spouse to the mortgage by refinancing in both of your names. Your spouse does have to be credit-worthy. Check with your original lender to see if it can be done simply without a full fee for refinancing.
Is a spouse financially or legally responsible for debt of other spouse?
I divorced my husband and had the credit card debt negotiated so that he was the responsible party for paying the debt. He does not pay on the debt therefore I found out that I am liable for the debt because the card was opened in both names.
When adding your spouse to bank account does it have to be a joint account or can they just have a card and other access?
It depends on the type of account - and the bank. If you're simply wanting the spouse to be able to spend money that's in the account - they can be added as an additional card holder. Alternatively - if you want the spouse to have equal control of the account (changing credit limits for example) - then it's better to have the account in joint names.
What are the names of the 3 major credit reporting agencies?
In the UK, Experian, Equifax and Call Credit
How do you get your ex-spouse off the mortgage agreement without spending a lot of money?
You will have to refinance your loan in order to get his name off. The loan now has both of your names on it because you both appied at the same time. This mortgage has to be paid off in order to remove the ex-spouse. That means you will have to apply for a new mortgage in your name only.
Can a spouse take a home equity line without the other spouse?
Depends who's name is on the mortgage. If both names are on, then you would need both spouse's to take out a home equity line of credit.
Can you add the spouse's name to the mortgage paperwork?
You can add your spouse to the mortgage by refinancing in both of your names. Your spouse does have to be credit-worthy. Check with your original lender to see if it can be done simply without a full fee for refinancing.
If your spouse has a judgment against them can it also be filed in the other spouse's credit report?
If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.
In Ohio is the spouse responsible for the other spouse credit card debt?
credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account
Your husband is filing bankruptcy and told you he will file on the house it is in both names can he do this without your permission?
Yes
If your spouse dies without a will and the home is in both names but he has children Can they take part of the home?
if my spouse dies can his adult children take my home the house is owned by bothe of us
How can a credit card company collect debt from spouse of deceased in Missouri?
It is certainly possible. It will depend on how the credit card was set up. If it was obtained under both names, both parties can be held responsible for the debt.
Can you remortgage a house that is in joint names without your partners permission?
No, you typically cannot remortgage a house that is in joint names without your partner's permission. Both parties on the mortgage must consent to any changes, including refinancing the home. It is important to consult with legal and financial professionals for specific guidance in your situation.
In Texas can a spouse whose name is on the deed and mortgage sell their house without the other spouse consent?
If both names are on the deed, then both signatures are required. If the spouse has signed a quit claim deed to the home, then the other does not need consent.
Can only a spouse file chapter 7?
A married person may file for bankruptcy without including a spouse. The particular circumstances governing the situation will dictate whether this is or is not a wise decision. Property held in joint names such as a house may not be protected from inclusion in the assets to be distributed merely by reason of being in joint names with a spouse.
What is David Henrie's BBM?
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Is a spouse financially or legally responsible for debt of other spouse?
I divorced my husband and had the credit card debt negotiated so that he was the responsible party for paying the debt. He does not pay on the debt therefore I found out that I am liable for the debt because the card was opened in both names.
