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You can add your spouse to the mortgage by refinancing in both of your names. Your spouse does have to be credit-worthy. Check with your original lender to see if it can be done simply without a full fee for refinancing.
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∙ 16y ago
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If your husband has a mortgage in his name only and was 60 days late how can the mortgage company put it on your credit report and add your name to the loan when you never signed anything?
The mortgage company can not add your name to a loan that you did not close on. However.... Several states allow companies that extend credit to hold both spouses liable if they are married at the time the debt was incurred. I would recommend that you talk to legal counsel in your state if you are in this situation.
How do you add your name to another person's mortgage contract?
You can't just add someone to a mortgage by filling out a form or anything, you have to refinance and have them added during that process.
How much does it cost to add someone to your mortgage?
depneds who your mortgage is with... but more than likely yes.
Can your wife add you to the title of her house if you currently pay the mortgage and have the mortgage in your name but you are not on the title?
Yes! All you have to do is go to the registry of deeds (or your area's equivalent) or a title company with your wife, and do what's called a "quit-claim deed" to get yourself added to the title. It usually costs between $100-150. Your wife can add whoever she wants regardless of whether or not they have any involvement in the home or the mortgage.
Husband has died and you are the excutor of his estate you want to add your name to the mortgage loan?
I can't think of any reason why you would. You can always just make the payments. If the payments are made, the mortgage company probably won't even blink.
If your husband has a mortgage in his name only and was 60 days late how can the mortgage company put it on your credit report and add your name to the loan when you never signed anything?
The mortgage company can not add your name to a loan that you did not close on. However.... Several states allow companies that extend credit to hold both spouses liable if they are married at the time the debt was incurred. I would recommend that you talk to legal counsel in your state if you are in this situation.
If you own the property free and clear Can you quitclaim deed your house to show both spouses own it before filing chapter 7 Or do you have to leave it in only the original spouses name?
The "quitclaim" does not establish ownership or automatically create new ownership of the house. The only way to add another name to the ownership deed is to refinance the home mortgage.
If a quick cliam deed was just processed to provide you with legal title to your principal residence with your partner how do you add your name to the mortgage?
The mortgage would have to be refinanced to add your name to it.
How do you add your name to another person's mortgage contract?
You can't just add someone to a mortgage by filling out a form or anything, you have to refinance and have them added during that process.
Can i change house deed if I'm still paying?
It depends on what you wanna change. You cant the take the name off the deed of the person whose name the mortgage is in, obviously but you can add anyones name you want with a little paperwork. The easiest way is to go through a title company. They are fast and know what theyre doing.
Does a Swedish woman take her husband's name at marriage?
Traditionally yes, however it is growing more and more common for a woman to add her husbands name, for both spouses to take the woman's maiden name or for both spouses to add their spouse name to their own. It should not be taken for granted that a wife's family name is the same as her husbands, especially among younger couples.
After your mortgage was bought by another bank are they able to add your spouse as co-borrower without permission?
No. However, if the married couple reside in a community property state it does not matter if one or both spouses are named on a loan contract. In community property states all debts that are incurred in the marriage are equally owed by both spouses regardless of which one is the named debtor.
If you are trying to refinance a mortgage which is only in your name and your spouse has a much better credit score than you should you add your spouse's name to the title beforehand?
Yes.
How much does it cost to add someone to your mortgage?
depneds who your mortgage is with... but more than likely yes.
Where can you find an online calculator mortgage payoff for single family homes?
You can find an excellent mortgage payoff calculator at Bankrate's website. Their mortgage payoff calculator lets you add the number of years reaming in your mortgage along with letting you add the mortgage amount as well as the annual interest rate. These are just some of the features that are offered in there mortgage payoff calculator.
If you are married and you get a mortgage in only one of your name when you file tax jointly would it make any difference When you add the other's name later how does the tax work?
If you have enough income, you can write off any interest you paid on your mortgage. This will help reduce your taxable income.
Can your wife add you to the title of her house if you currently pay the mortgage and have the mortgage in your name but you are not on the title?
Yes! All you have to do is go to the registry of deeds (or your area's equivalent) or a title company with your wife, and do what's called a "quit-claim deed" to get yourself added to the title. It usually costs between $100-150. Your wife can add whoever she wants regardless of whether or not they have any involvement in the home or the mortgage.
