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In Oklahoma all licensed drivers in the household must be listed as a driver or listed as an excluded driver for the policy to be valid. Anything else would result in a fraudilent policy and may get cancelled.

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โˆ™ 2005-10-03 02:31:02
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Q: Can a teenager drive their parents car when their not on their parents policy?
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Do teenagers need insurance to drive the parents car?

yes, the premium will be astrononic, and some insurance firms will not add children to the exsiting parents policy, they will only insure the teenager in their own right.


Will insurance company cover damage to parents car when unlicensed teenager crashes?

No. Unless you had the teenager on your policy, but at the same time you knew that the teenager was unlicensed! So, get the teenager licensed and put him on your ins. policy and then teach him how to driver safely and not crash.


Can a new driver without a car drive their parents' car under the parents' insurance?

Yes, but the parents have to add the new driver to their policy.


Will insurance rates increase if 18 yr old daughter on parents' policy lets uninsured boyfriend drive her parents car and he has an accident?

yes, if your daughter had your permission to drive then gave her permission for boyfriend to drive, then he is an insured driver under the policy.....coverage/policy stays with the vehicle, meaning your policy will pay (assuming he was at fault)...and thus be affected by this accident........


How old do you have to be to drive a convertable sports car?

teenager


My fiance is not listed as a driver on her parents insurance because she does not regularly drive their vehicle. Do I have to list her on my policy even though she can not drive my manual car?

If she does not drive your car, then there is no reason to list her. However, it would probably be wise to list her if you are going to teach her how to drive it.


Can you put your car on your parents' policy?

If it is not registered to them, it should not be on their policy.


Is it possible to have your name on your parents insurance policy if the car loan and the registration are in your name?

This is not a good idea. You need your own insurance policy. There are coverages you do not have by being on your parents policy. You want to be a "named insured". This means that you control the policy and not your parents. If you want to loan your car to anyone you can, if you are on your parents policy you cannot do this. Also if you need to rent a car, you are not covered under your parents policy to do this. You would be under your own policy. Contact your insurance agent for a better explanation.


Where can one purchase car insurance for teenagers?

If you are needing to purchase car insurance for a teenager, it is best to call your current insurance company and have the teenager added on to your current policy.


Can a 18 year old get cheap car insurance if her parents do not drive?

The answer: No. Insurance is not cheap to any young driver. Not being on a parents policy can be more expensive as well.


Do parents have to insure an 18-year-old who has his license even if they don't drive?

Yes and no. They have to include the 18-year old's information on the policy, but if the kid doesn't drive, they can EXCLUDE him from the policy. This will allow the parents to be covered if the kid takes the car without permission, because it will be considered theft.


My son does not live in my home but drives my car occasionally do you need to list him on my policy?

Unless your policy specifically covers ANY driver to drive your car, then all drivers that do drive your car should be specified (by name) on your policy.


Can you drive a car which has no insurance policy but you have a insurance policy on another car?

Depends on the state and your insurance policy. call your local agent.


Can I drive my parent's car if they are in the car when I am not insured but they are?

Everyone in your household must be listed on your insurance policy if they have a license. For example, if you live with your parents, you may not be covered if you are not listed on their insurance policy. On the other hand, if you live separately you could use their car with their permission and be covered.


Do you need insurance to drive parents car if they are in the car with you?

Sounds like you have a permit. If so your parents policy will cover you and you will need to added their policy when you get your drivers license. Some companies require for all people in the household 14 or older to be listed. Contact your company for more details. As long as you don't live in the household, and you can borrow their car, their insurance policy will follow the vehicle.


If I am uninsured and I want to drive my farther insured car can I still drive it legally?

It depends on our father's insurance. My children may drive my car because my insurance covers anyone I give permission to drive my car (they have have a valid license). However, my ex-wife's policy does not allow it - by not having this option she actually lowers her premium. This can vary from state to state and insurance policy to insurance policy. Have your father call his agent and get the correct answer for his policy. He may have to make an adjustment to his policy to allow you to drive his car.


Is the car insured or is the driver insured My sister has a license and is driving my insured car but her name is not on my policy. Can she legally drive my car if I give her permission?

no she has to be on your policy , or if you are full comperhensive and she hold an insureance policy . then you can give her permisson to drive your car under 3rd party only


Can your sim drive a car in Sims 3?

Yes your sim can as well as your teenager.


If you drive a car insured by your grandfather but you have a separate policy and you crash who has to pay you or your grandfather?

Ask your respective insurance agents. You may have a policy that covers you no matter what car you drive.


Is it necessary for a college student to have auto insurance coverage when they do not have a car?

Probably not, if you drive any vehicle with any regularity (siblings, parents when you're homet etc) you need to be a listed driver, and rated on that policy.. If you occasionally drive a friends car (with their permission of course), subject to any exclusions you should be fine. If you do not drive at all ever, then no, you do not need a policy....


You do not own a car can you get a policy to drive other peoples cars?

You do not need your own policy. In most states you are covered by the car owners insurance policy.


Can you drive your mother's car if you are not on her insurance policy?

yes


How old do you have to be to drive a car as a teenager?

It depends what country you're in. In the UK, you cannot legally drive a car on the public highway until you're at least 17.


Can your teenage granddaughter drive your car without being insured on her parents insurance?

As long as she has your permission, she can drive the vehicle and she will be covered. If she drives it more than a few times, you should add her to the policy.


If you give a family member who has their own insurance policy permission to drive your car and they get into an accident which policy covers the accident?

the policy that covers the car that is being driven.