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Legally, in most cases, yes. Ethically, no, not without permission.

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Q: Can a wife take money out of her husband's bank account without his permission?
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Can a debtor take money out of your account without your permission?

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Can a bank transfer money from one account to another without permission?

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If the mortgage lender and the checking account bank are the same does it help to open an account elsewhere to avoid them taking money from the account for delinquent payments?

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Can a husband file charges against wife for taking money out of his bank account?

Under the following circumstances the husband cannot file charges against his wife for taking money out of his account:If the wife is a joint account holder in the accountIf the wife was in possession of the husbands ATM or Debit card when she withdrew money from his accountIf the wife was in possession of a signed check linked to the husbands bank accountIf neither of the above conditions are true, then the husband can legally file charges against his wife for taking money from his account without his notice.