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Q: Can an 18 yr old child on their parents auto insurance policy give permission to a friend to drive their parents vehicle?
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Does your parent's insurance cover you if you get in an accident when driving a friend's car?

secondary to the policy insuring the vehicle you drove with permission....barring any exclusions on your parents policy ....


Can you legally drive a friend's car if you are under your parent's insurance and said car is insured by your friends family?

You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission.


Whose insurance pays when a 16 year old totals a friend's car if she had permission and the friend was with her but neither had serious injuries?

insurance stays with the car......if collision coverage on the vehicle it would pay......


If a friend borrows your car without permission and gets into an accident will his insurance cover it?

First of all a friend does not borrow your car without your permission- if they used it without your permission they really arent your friend and they technically stole your car- Unauthorized use of a motor vehicle- Their insurance will cover them only if you file a complaint with the police stating that the person did not have your permission to use the car. Otherwise your insurance will cover the loss and your rate may jump or you may get cancelled. Your call- depends on how much the claim is and how good the friend is


If you had permission to drive a friend's car and had a wreck can the friend sue you even though the friend's insurance should cover the damage?

Yes. The person is entitled to collect the insurance deductible and any other damages that were incurred due to the fault of the driver of the vehicle.


In North Carolina if you have liability coverage only and you damage a friend's car while driving it with their permission are you considered an uninsured driver by your friend's insurance company?

No. If you are driving a vehicle with someone's permission, they assume the risk of letting you drive it and therefore their insurance company also assumes the risk. Under the policy contract, you would be considered an 'insured' because you had permission to use the vehicle. If you were responsible for the damage to your friend's vehicle and the accident was your fault, the only coverage to file would be Collision Coverage. Uninsured motorist is a coverage that would pay for damages to your friend's vehicle if you had been involved in a hit and run accident in which the unknown driver is at fault or if the other driver is known, is at fault and does not have insurance.


If a person is driving their parents car under their parents' insurance and lets a friend borrow the car if the friend gets a ticket will the ticket affect the parents' or friend's insurance?

I believe the Parents insurance go up!


Would it effect the insurance he could get for his own car if my friend crashed my car with a learner's permit?

I wouldn't worry about your friend and his insurance, but your own. If you are a minor your parents owe for damages that your friend did to the other car. If you allowed him to drive the car without your parents permission that is a problem too. That was not smart allowing someone to drive your car.


Is it legal for a 16 year old to live with her friend and friend's parents if her parents grant her permission?

If she has her parents' permission. Until she reaches the age of majority, she is the responsibility of her parents. They can allow her to live anywhere they wish, as long as they are not endangering her.


If I get a traffic violations does it affect someones insurance?

It can affect: 1. Your insurance premium (for your own vehicle, or your parents vehicle if you are on their policy. 2. Your employers insurance premium (if you drive for work) It will NOT affect: 1. Your friend's premium, unless you are scheduled as a driver on the policy


Can you move in with your friend for senior year?

This is legal, with your parents' permission, and your friend's parents' permission as well, and it does often happen, but you need to make sure that all of the legal forms are in place in case of an emergency.


Can i take my 13year old friend on holiday with my family?

yes as long as you get your friend's parents permission.