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Yes, there are several different circumstances where this could happen. If the employer has discontinued the plan entirely, then there is no COBRA coverage to be offered. If the company has fewer than 20 employees, the plan does not have to offer COBRA coverage. If the company is a church, it is not required to offer COBRA.

Last, if you were fired from the job for gross misconduct, the employer does not have to offer you COBRA coverage.

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Q: Can an employer cancel your health insurance without offering you a cobra plan in Texas?
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Related questions

Can your employer cancel your health insurance without notifying you?

No. Call your States Department of Insurance.


Can your employer ask for proof for other coverage if you are trying to cancel you insurance with them before they will cancel you?

AnswerYes.


Can your employer cancel your health insurance while you are still employed?

Yes, in certain situations. For example, 1) If you are no longer considered an "Eligible Employee" - (ie. you no longer work enough hours to be considered full-time); 2) If your employer discontinues the plan for all employee's. Note: Any involuntary loss of coverage may be a COBRA or HIPAA event.


Can your employer cancel your group life insurance?

Yes. There is no legal obligation for your employer to offer health insurance unless you have a labor agreement through your labor union that requires it.


Can you cancel your insurance with your employer because you have insurance through your spouse?

Yes. It may be a hassle, but it is important to choose the best coverage at the least cost for your family.


Can employer cancel health insurance upon termination?

Technically employer should inform the insurance company when they terminate any regular employee. Then insurance company will give 31 days window after termination date. That way, the emplyee could able to change their insurance either to new company benefits program or convert to individual health insurance. The employer can't terminate your group health insurance.


Can your employer cancel your insurance immediately after being terminated?

Generally yes, if it's the end of the month after termination. There is probably COBRA afterwords.


Can you can cancel your home insurance policy without penalty?

Yes. In the United States you can.


Why is it so expensive to purchase disability insurance for individuals who 's employer wont offer it through their company?

Individual Policies are better. The employer can't cancel it. You can take it with you to a new job.


Can an employer advertise part of your job without informing you or discussing it with you?

Certainly. The employer OWNS the job - you don't. The employer can change it as he/she sees fit, or cancel it, or give it to another. You have no right to "your job".


Is it legal for your company to cancel yopur insurance without notice while wife is pregnant?

Who is paying the insurance policy, you or the employer? If the insurance was part of your compensation package at work, I believe that you must be notified at least a certain number of days in advance of its being cancelled or withdrawn, so that you can obtain replacement insurance. Also, look into COBRA.


Can you cancel your car insurance policy?

You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance