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depends ..... are you an employee, a sub-contractor or engaged under some other scheme.

also, have you signed a 'hold-harmless' agreement?

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Q: Can an employer make you use your own insurance if you were injured on the job?
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What if your employer does not carry disability insurance on you?

If you live in Nevada an employer does not have to. In fact the Nevada will defend the employer, if an employee is injured on the job and the employer does not have W/C Insurance. I've been though this.


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What is the workers' compensation commission all about?

Workers compensation is similar to insurance. If someone is injured while on the job the employer has to pay for wages lost while injured as well as medical expenses.


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Worker's compensation is insurance coverage for employees to compensate them in case they are injured while performing their job. The employer pays a premium that covers medical expenses and lost wages in case their employees are injured. If these benefits are excepted the hurt employee must release the employer of further liability. The insurance company pays the claim and the employee can no longer sue the employer for the injury.


Can my Virginia job make me carry auto insurance if I don't have a car?

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