0
Can an insurance company refuse to let you drive a car insured by them when you have other insurance?
Wiki User
∙ 12y ago
Since the insurance company does not own the vehicle, they cannot refuse to let you drive it. What they CAN do is refuse to provide coverage for a person driving the vehicle - but it would state that in the policy provisions. If the driver in question was covered under his/her own policy then that policy might very well extend to other vehicles he/she were driving, but again, that would be in the policy provisions.
In other words the answer would lie in the policies in question and there is no standard answer - although in most cases - but not all (in the US, anyway) the driver would be covered under both policies, the one on the rated vehicle providing the primary coverage.
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
Would i be insured if iam 20yrs old driving a hire car are you insured by the hire company to drive a vehicle?
The hire company will insist on some form of insurance.
If an uninsured driver has an accident while driving an insured person's car will that person's insurance rate go up?
== == The insurance company COULD cancel your insurance, because you allowed some body, who was NOT covered on your insurance policy, to drive your car. They COULD also refuse to pay to fix the car, as the driver was UN-INSURED by them. You have no one to blame, other than yourself, for all this trouble. Never allow anyone to drive your car, if they are not NAMED on your insurance policy.
Are you insured to drive other cars which are not insured?
You should double check with your insurance company to see how your policy is written, but usually your insurance would kick in as secondary coverage and you would be covered.
Can insured person drive an uninsured car?
We need to know what he's insured for. If he's insured to drive the car, then yes. If he's insured with life insurance, then no. But normally it's the car that carries the insurance.
If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?
Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.
Can you be auto insured under your uncles policy?
It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.
Is it legal to drive without insurance in florida if the car your driving is insured?
If the car you are driving is insured then you are not driving without insurance.
Can you drive a car that is not insured but you have insurance in the UK?
In the UK you must have insurance that covers you to drive the car in question.
Multi car discount - what is it?
MULTI CAR DISCOUNT A discount offered by some insurance companies for those with more than one vehicle insured on the same policy. In some cases, if you drive a company car insured by your company, your own insurance company may give you the multi-car discount.
Can you drive your dad's fully comprehensive insured car with his permission?
It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.
Can you be sued in an auto accident when the vehicle you drive is insured but you?
You can be sued but your real concern is most likely how far your insurance company will support this. The insurance company has a limited liability and will fight to protect that, which in turn will help to protect you up to the limit of your insurance.
Can you drive a car that has insurance but not under your name?
If you're liscensed, and have permission from the person under which the car is insured, you are able to drive the car if it is insured even if you yourself are not insured
