Yes. The primary listed insured is also the owner of the policy. The primary insured can add or remove additional insureds as they see fit.
The policy owner, usually the Primary named insured, can add or remove people and coverages from the policy they purchased as their coverage requirements change.
Not without permission and only with a driver's license.
It was posted without permission from the copyright holder.
It is unlawful to intentionally under insure your home. Your insurance company is required to review your homeowners policy regularly to insure that you are properly insured and that your homeowners policy is in compliance with the law as well as the terms of any associated mortgage note.
Yes, especially if your spouse pays towards the insurance benefits out of his/her check.
Yes. This occurs when a review of your home shows it to be under insured. If your house is insured for 200,000 when it would actually cost 300,000 to replace then it is a problem as most insurance companies guarantee to cover up to the replacement cost.
As long as she has your permission, she can drive the vehicle and she will be covered. If she drives it more than a few times, you should add her to the policy.
If the car you are driving is insured then you are not driving without insurance.
Pregnant without permission or marriage without permission? That's not very specific.
You can get engaged without parental permission, you just can't get married until you are 18 without their permission.
No, Your neighbor has a home insurance policy to cover his owned property. Homeowners insurance is specific to the named insured and the insured's scheduled property. Homeowners Insurance does not cover automobiles or motorcycles at all and does not cover property belonging to third parties except in very narrow circumstances. Personal Property coverage excludes motorized vehicles except lawnmowers, golf carts, off-road ATVs, vehicles for the handicapped. If it is a vehicle intended to be licensed for road use, it is excluded under residential building policies.
There is no such thing as borrowing without permission. Borrowing requires that the borrower have permission.