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Can you borrow your parent's car if the car is insured but you are not a named driver?
Wiki User
∙ 10y ago
Not without permission and only with a driver's license.
Wiki User
∙ 10y ago
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Can you borrow your parent's car without being a named driver on their insurance policy?
Yes, you can borrow your parents' car without being a named driver on their insurance policy. Depending on the type of policy and its actual rules, you might or might not be covered in case of an accident.
If you borrow a motorcycle and have an accident are you covered on their insurance?
Only if you are a named driver on the policy.
Can a named insured be an excluded driver on an automobile liability policy in New Mexico?
A named insured person can be an excluded driver on an automobile liability policy in New Mexico, if the policy holder wishes to remove a driver from the policy. The policy holder will have to notify the insurance company to make the changes.
Can a named insured be an excluded driver on an automobile liability insurance policy in Arizona?
Yes as long as the named insured is not a spouse, or if the spouse does not drive and does not have a drivers license the spouse can also be excluded.
Do you have to be listed on your parents insurance coverage to be coverd by there insurance?
You have to be either named or you have to fit the definition of a named insured on the policy.
Is a broadform insured Washington licensed driver legal to drive in the state of Oregon?
Yes, however I recommend the vehicle should be the named insured's vehicle as Oregon police force will harass you.
Will an insurance company defend an additional insured when the named insured is not named in the lawsuit?
YES
Does insurance cover the vehicle if the driver does not have a valid license?
It all depends on the policy. If the unlicensed driver is a named insured and the policy is active then they will be covered. If the unlicensed driver is excluded from coverage then naturally there is no coverage for them. If the unlicensed driver is not a named insured and also not excluded, Then technically they still are not a covered driver, although, coverege may still apply under the owners auto policy depending on the circumstances of any accident and the owners liability under permissive use rules if the vehicle owner allowed an unlicensed driver to operate the vehicle.
Can you be Named Insured on each of two separate policies for two separate homes in the same neighborhood?
You can be the named insured on a policy for any real property you own. In fact, only the owner can be the "named insured".
Does car insurance travel with the car or the person?
Auto Insurance follows the liabilities of the Named Insured(s). Sometimes that entails following the vehicle in the event a permitted driver fits the definitions of a named insured under the terms of the Auto Insurance Policy. Sometimes it entails following the Individual such as When we rent or borrow a car and our liability coverage follows us. Never Assume that Auto Insurance simply follows a car or vehicle. This is a misunderstanding that many people and even Insurance Agents fall prey too when their is a lack of comprehension.
If you are 27 years old and have your own apartment in Florida can your parents put you on their auto insurance Or do you have to have your own?
Most of the time just about anyone can be listed on an insurance policy as a driver regardless of who the named insureds are. My Father-law is a listed driver on one of my policies because he drives one of my vehicles and keeps it at his apartment. I still own the vehicle so I am the named insured on the policy. If your parents own the vehicle that you are driving then it should be possible to be listed as a driver on their policy. If they live in another state or they aren't the owner of the vehicle then it would be more difficult to be on a joint policy but not impossible.
Can you be a named driver on someone elses insurance in your car?
um... yeah if your on your parents insurance....... i think
