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Can anyone get a copy of your credit report?

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Answered
2014-03-03 16:43:24
2014-03-03 16:43:24

No. The Fair Credit Reporting Act (FCRA) lists the permissible purposes for those wanting to obtain a person’s credit report. You can get your own score, but access to your report by others is restricted to government agencies and businesses that have a “permissible purpose.”

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2011-05-27 09:52:14
2011-05-27 09:52:14

Well, not every one can get a copy of your credit report. Only people related to

Legitimate business need to access your credit report.

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Related Questions


They are not obligated to give you a copy of a credit report.


Obtain a copy of your credit report and have it available. The property owner or manager may want to see it to know if


Get StartedIf you have been denied credit or if other adverse actions regarding your credit have been taken based on your credit report, you may want to obtain a copy of your credit report and verify the information contained in it.The purpose of the Request for a Credit Report letter is to assist you in obtaining a copy of your credit report, particularly if you have been denied credit, employment or insurance within the last 60 days. The credit report tells how you have managed credit in the past and companies examine your credit report before deciding whether to give you new credit. You can request a copy of your credit report by sending a letter to a credit reporting bureau.When you receive your credit report you should carefully review it. You have the right to respond to a negative entry on your report, to have errors corrected, or to have your response made part of your credit report.


When you obtain a copy of your credit report, look on the back of it where instructions tell you how to submit a dispute. When you mail it back to them, they will investigate it and send you a written response. If you don't know how to get a copy of your credit report, apply for credit somewhere and when they turn you down you can mail that letter to the credit reporting agencies and they will send you a free copy of your report by mail.


Get a copy of their credit report.


Hi - You can get a free copy of your credit report at http://www.elyfe.com/freecreditreport.html


Your credit report will provide a general assessment of your credit. You will want to contact an organization like www.equifax.ca to get a copy of your actual credit score.


It's illegal for anybody to acquire a copy of your credit report and not provide you a copy of the report, especially if you've paid for it. It's a federal law. The Fair Credit Reporting Act. They may refer you to the company that provided the broker the copy so you can receive your copy, but you are entitled to a copy by federal law.


On your credit report you will see a section called: Inquiries. This section will show you the organizations that pulled your credit report for the past two years.


Simply put, no, you can not. They will require you to have a copy of their own credit report. The exception is if you have a tri-merged credit report (all three bureaus on one credit report). This is acceptable to dispute to all three bureaus with.


There are many web-sites that will provide you with a copy of your own credit report if you ask for it ! You don't need to wait for someone to run your details through a credit agency - you can get your own report any time you want to.


There are different ways to order a copy of your credit report. However, the easiest and safest way is through mail or by internet. Another way to obtain your credit report, is through the reporting agencies' websites.


If you're married than its easy... your spouse just gets a copy of their credit report and shows it to you. If your not married (divorced) than you cant - its illegal.


To get your free credit report log on to a website such as FreeCreditReport.com. Be alert, that if you request your credit report too often your credit will be affected, it's a Catch 22.


You can obtain a credit report with the score from a number of credit agencies such as Experian. These can be either ordered in writing, on the phone or online.


A person can get a free copy of their credit report score from Annual Credit Report. A person can request that information by phone or by letter, which should arrive within two weeks.


The best way to get a copy of your credit report for free is to contact you current bank. Generally, you can get a free credit report each year to make sure it's accurate.


You are entitled to a free copy of your credit report once a year. But you may also receive your credit report for free if you were denied credit or employment within the last 2 months.


Get a copy of your credit report from all 3 credit bureaus and file a dispute with each. They have a form you can fill out. You can get free credit reports from www.annualcreditreport.com


Most online credit reports are accurate. However, if you receive a copy of your credit report and there is a decrepancy, call or write the credit report company to get this corrected.


You can obtain your credit report, on line ready for printing, at: www.annualcreditreport.com or call 877-322-8228 and your credit report will be mailed to you within 6 weeks.


Each consumer has a right to a free copy of her report each year from each of the three credit bureas , Experian, Equifax and Transunion. Free reports can be obtained through the annual Credit report website.


get a copy of your credit report from all three credit bureaus


According to Consumer Reports Magazine: Dial 1-877-322-8228 to get a copy of your free annual credit report.


A free copy of someone's credit report can be ordered through equifax for free every 12 months. Additional copies will be subject to a fee of $15.50 plus tax.



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