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An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.
An eviction lawsuit is public record and a judgment evicting you from a rental property will be a negative entry on your credit report.
No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.
No, a civil judgment will typically remain on your credit report for seven years from the date it was filed, even if it has been paid. It may affect your credit score and ability to obtain credit during that time.
If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.
A judgment will reduce you credit score. It takes about 7 years for an item on your credit report to be removed. You have to make a request for it to be remove from your credit after you 7 year period.
Generally, yes
you sould go to a local bank and ask for a credit report
Late Payment on Apartment LeaseA lease will not show on your credit report; unless there was a judgment against you.
A satisfied judgment can stay on your credit report in Washington for up to seven years from the date it was filed. However, its impact on your credit score diminishes over time as you build a more positive credit history.
The winning plaintiff can request a judgment be entered on the defendant's credit report by filing a copy of the judgment with the credit bureaus. This can negatively impact the defendant's credit score and make it difficult for them to obtain credit or loans in the future. Judgments typically stay on a credit report for a certain number of years, depending on the jurisdiction.
There are two main credit reporting agencies where one can get a free credit report in Canada. 'Equifax' and 'TransUnion Canada both allow one to apply for a free credit report.