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It all depends on the circumstances. You should check ahead of time it's ok
open the third & fourth link of this website: credit-debit-card.co.cc
hope you get answer; good luck !
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Can a creditor close a revolving line of credit account without notice when the account has been in good standing?
Yes. If you have no balance due or outstanding charges.
Can a credit card company blemish your credit if your mail was lost and they never contacted you?
Unfortunately, yes - the company sent you notice of a payment due and you did not pay it. If you can prove the notice never received you, then you might be able to avoid late fees and a late payment notice on your credit rating.
Can your existing credit card companies pull your credit?
Absolutely. You authorized additional pulls of your credit when you established the account. This is not only legal, but customary. Credit card issuers periodically check your credit to see how you are managing your financial obligations. If they notice late payments on other credit accounts, they can use clauses in your contract to raise your interest rate, even if you have never paid THEM late. They also perform an inquiry into your credit report in conjunction with an increase of your credit limit.
What would be the implications of receiving a default notice on your credit card?
There are many implications of receiving a default notice on your credit card. These may include having to go to court or possibly even declaring bankruptcy.
What are the differences between credit card and cheque?
In the United States giving a store a check for the purchase of products is a direct debit to one's checking account when the store deposits it in their own account and it is sent to your bank. There most be enough money in one's checking account to cover the check or it will bounce. Normally this means your bank will charge you for failing to keep enough funds in your account. The store owner will be notified and they will most likely mail you about the problem. In such a case, my personal advice is to go back to the store and pay them in cash for the product you purchased. With a credit card, it's presented to the store and your credit card company will credit the store and charge the store about 5% for providing them the service. The customer will receive in their monthly bill from the credit card, notice of the charge and charge you interest on the money they have "loaned" you. If the credit card company is correct, you simply pay the minimum monthly balance they ask for. My personal advice is to mail the credit card company the amount of money you charged and avoid an interest charge.
Can a credit card company freeze your account with them without notice?
yes they can, if is up to them
You received notice that the credit card company requested and was granted that the arbitration case be dismissed what are they up to now I never got notice of the case goint to arbitration?
In this situation, you would have a disputed charge on your credit card. After disputing this charge, a third party arbitrator will review the facts and make a ruling which is said to be final. Most of these settlements are handled out of court and without lawyers. Unfortunately, most "third party" companies are on the credit card company's bank roll, and will normally settle in favor of the credit card company in big cases. Look at the ADR section of your contract, and it should explain disputing charges and arbitration for your particular company. The following article may also be useful to you. http://findarticles.com/p/articles/mi_m1365/is_1_36/ai_n15674307
Letter to Cancel a Credit Card because of Poor Terms?
Get StartedCredit card companies periodically change the terms of your account. The changes generally take place automatically unless you do something to stop them. The "Letter to Cancel a Credit Card because of Poor Terms" allows you to notify your credit card company that you are unsatisfied with the new terms and directs the company to cancel your account. Some credit card companies will negotiate the terms. This is most likely to occur over an annual fee charge. Many credit card companies will waive the fee rather than lose your account. You may also want to cancel your account or attempt to negotiate over other changes in the terms of your account, such as an increase in the interest rate or a change in your credit limit.Be sure to check your credit card agreement for the credit card company's rights after you close the account. By law, the company can not charge an annual fee if you notify them of your intent to close your account within the time specified in the notice. If you attempt to use the card after the cancellation date, however, most credit card companies provide that such use constitutes acceptance of the new terms. If you intend to cancel the card, be sure not to later attempt to use it. If you have an outstanding balance at the time that you cancel the credit card, the credit card company may be able to charge you a different rate if it is specified in your agreement or in the notice of changed terms.
How can you tell who has pulled a copy of your credit report?
You can check your credit report regularly for any unauthorized inquiries. If you notice inquiries from companies you haven't authorized, it may indicate that someone has pulled your credit report without your permission. You can also contact the credit bureaus to place a fraud alert on your account.
Will a Notice of termination of tenancy without stated cause affect your credit like an eviction?
Only if the landlord files a court case, or reports the arrearage to the credit bureaus.
Can energy companies double your bill without notice or explanation?
Not enough information was disclosed in order to answer. Have you contacted them for an explanation?
Can a credit card co reduce the limit without notice?
Yes they can. They can do anything they want. The Golden Rule, He who has the gold, makes the rules.
How does one file a complaint against a merchant charging a credit card processing fee?
It depends whether the merchant made it clear that they charge a fee for credit card payments. If they have a notice at the checkout stating something like 'credit card transactions incur a 5% handling fee' - and you still choose to pay by card - they have no case to answer ! If there was no such notice, and you feel you were mis-informed, you could see a solicitor.
Can a creditor close a revolving line of credit account without notice when the account has been in good standing?
Yes. If you have no balance due or outstanding charges.
How long is the notice period for FWOP?
WHAT notice are you referring to, and HOW was the charge dismissed? Insufficient information is given.If a charge has been dismissed by the court FWOP (For Want of Prosectuion), then it is dismissed upon the judge's ruling.However, the judge MAY have dismissed the charge either WITH prejudice or WITHOUT prejudice.With prejudice means that particular charge is gone forever.Without prjudice means the prosecution or plaintiff may approach the court at a later time and re-institute the charge or suit.
Can a credit card company blemish your credit if your mail was lost and they never contacted you?
Unfortunately, yes - the company sent you notice of a payment due and you did not pay it. If you can prove the notice never received you, then you might be able to avoid late fees and a late payment notice on your credit rating.
How much is the limit on the home depot credit cards?
Home Depot credit card holders report limits ranging from $1000 - $12,000; it depends on your the results of your credit application. Some may carry a high APR and lower your balance without much notice.
