Most retirement benefits are exempt from creditor action. However the exemption status of a deceased person's assets and property is determined by the state probate laws. Because these laws differ greatly from state-to-state it is not possible to give a more definitive answer.
The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.
A good place to start would be to contact the credit reporting agencies and request a copy of the deceased's credit report to notify the creditors.
Your local police department
Not unless they were guarantors of the debt.
Credit card companies could not garnish a retirement account at one time in Florida.
To determine if that person should be given a loan or credit card
Depends what the penalties for theft is - which is exactly what you're proposing !
There are a few ways for people with bad credit to get mortgages. The following companies offer mortgages for people with bad credit: E-Loan, MortgageCreditProblems, and Ameriquest Mortgage Company.
The probate code would explain the process for closing an estate.
With the recession, people's credit ratings have become increasingly poor and a number of agencies now offer credit to such people. These companies include Lloyds, Wellcome and ING.
The credit card compaines will hire someone to harass the family to get the money, or they will hire a lawyer and go to court. They don't care.
In Florida, the executor or personal representative of the deceased's estate is responsible for notifying credit card companies of the cardholder's death. The estate is generally responsible for paying off any outstanding credit card debt using the deceased person's assets. Family members are not typically personally liable for the deceased person's credit card debt.