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They can always ASK for payment, but whether they can actually collect depends on many factors. If you have no job and no assets, it would be very hard for them to collect anything.

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Q: Can debt collectors come after you for more money if you can't make a payment?
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There are all kinds of ways to come up with money for a down payment including savings, borrowing from a family member, taking out a payday loan, using a peer to peer lender, selling stuff you own, or getting a second job. the method you chose deoends on how much money you need to come up with for your down payment.


Can you use sellers assist for the down payment on a home?

Essentially, they are lowering the price, not providing for your down payment. Also, the lender is going to want that money to come from your account... This is ONE way there are others where lenders will gift you the down payment which comes back to them at time of closing or just find a 100% lender.


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I don't know about yours. I have a job, and get paid for working. Part of my pay is used to pay off my credit card bill.


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They have probably come across that concept before, and the problem is that "any" payment that does not fully cover what is owed doesn't count. Check out the agreement you signed when you bought the car. If you cannot come up with the full amount to save the car, then save your money and let them repossess it.


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