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Can debt collectors serve you on private property?

Updated: 8/20/2019
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11y ago

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Assuming what is meant by "serve" is a summons of a civil suit, then yes that is perfectly legal. As with any such action the server cannot commit a breach of peace according to the laws of the muncipality in which the act is taken.

If the question refers to a collection agent coming to the debtor's private residence to contact them, that is allowable until/unless the debtor request the person to desist from the action or the property owner does not allow such.

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11y ago
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Q: Can debt collectors serve you on private property?
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Debt collectors are not allowed to enter your property without permission, so if they do so, they would be violating trespassing laws. However, they can visit your property to attempt to collect a debt as long as they do not enter your home without permission.


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Can debt collectors legally contact your employer?

There are specific laws in place to protect consumers from harassment from debt collectors. It is illegal for debt collectors to contact you at work if your employer does not allow this. Record all contact by debt collectors just in case you have to take them to court in the future. Also, I advise you to check online for laws in your state that protect you against harassment.


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