Sue just means "ask". When you are Sued in court it just means that the plaintif is asking the court to award them with money, forcing the defendant to make payment. You can still be sued when you go out of the country, but does it really make any difference. How will they collect if the country to which you have moved does not ackinowledge U.S. law in this particular matter and will not enforce the actions of the court? On the other hand, if you return to the country after the suit has been awarded, you may be forced to pay.
Debt collector & third party communications:Debt collectors may only contact third parties to ascertain your location/whereaboutsDebt collectors may not reveal to third parties that you owe debtDebt collector may not harass you, or third parties in connection with collecting a debt:Debt collectors may not use threats of violence or harmDebt collectors may not use profane or obscene languageDebt collectors may not repeatedly use the telephone to annoyDebt collectors may not publish a list of debtors (except lists sent to credit bureaus)Unfair and deceptive debt collection practices are not permissible:Debt collectors may not make false implications of government affiliationDebt collectors may not assert false threats of legal action or legal statusDebt collectors may not falsely imply you committed a crimeDebt collectors may not deposit a postdated check prematurelyIt is also a good idea to keep a log of when you receive your bills; that way, when a bill does not arrive on time, you can call the company and inquire into its absence and likely avoid any late fees. If you feel a debt collector has violated the law, you should also take steps to document such behavior
There are specific laws in place to protect consumers from harassment from debt collectors. It is illegal for debt collectors to contact you at work if your employer does not allow this. Record all contact by debt collectors just in case you have to take them to court in the future. Also, I advise you to check online for laws in your state that protect you against harassment.
Pennies on the dollar. So when they come after you for the full amount, know that negotiating with them for a lower amount to settle the debt can be lucrative for you. Debt settlement is highly successful and it's the process of negotiating with your debt collectors for a lower, agreed upon, amount to get you out of debt quicker.
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