Homeowner's Insurance

Can home insurance be cancelled due to a swingset in an unfenced backyard?


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Wiki User
2011-07-20 07:54:11
2011-07-20 07:54:11

Yes. The problem is that the swingset poses an "attractive threat" and without a fence, there is no safety measure.

There are two options, add a fence (with a lockable gate) or remove the swingset.


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Liability insurance covers the insured against the claims of others. For example, your neighborhood kid wanders in your back yard, falls into the unguarded/unfenced pool and drowns. Or your mailman gets severely bitten by your "sweet dog" that hurt a fly! Fires are covered by property insurance, such as a dwelling's fire or hazard policy.

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The Man in Sounderwas buried in the unfenced area behind the Meetin' house.

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