Yes. The problem is that the swingset poses an "attractive threat" and without a fence, there is no safety measure.
There are two options, add a fence (with a lockable gate) or remove the swingset.
Liability insurance covers the insured against the claims of others. For example, your neighborhood kid wanders in your back yard, falls into the unguarded/unfenced pool and drowns. Or your mailman gets severely bitten by your "sweet dog" that hurt a fly! Fires are covered by property insurance, such as a dwelling's fire or hazard policy.
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