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Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.
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∙ 14y ago
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Will homeowners cover damage to non owned golfcart if you damage it?
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
Does homeowners' insurance cover a personal injury claim from another property owned?
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
Will the Homeowners GL policy cover damage to an associations property from a fallen tree- ie drainage flume owned by the association?
No. No one is liable for an act of nature. The Homeowners Association's master insurance policy should cover damage to property owned by the association.
Will renters insurance pay if a car is hit on property?
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
If your motorcycle without theft coverage was stolen out of a neighbor's garage will their homeowners insurance cover it?
No, Your neighbor has a home insurance policy to cover his owned property. Homeowners insurance is specific to the named insured and the insured's scheduled property. Homeowners Insurance does not cover automobiles or motorcycles at all and does not cover property belonging to third parties except in very narrow circumstances. Personal Property coverage excludes motorized vehicles except lawnmowers, golf carts, off-road ATVs, vehicles for the handicapped. If it is a vehicle intended to be licensed for road use, it is excluded under residential building policies.
Does homeowners insurance cover wiring from street?
The main power line coming from the street is owned and serviced by your local Utility Service. You should call your electric utility provider if it needs maintenance or service.
Can a homeowners policy cover a home owned by a trust?
Yes, The Trust would be named as the policy holder.
A tree fell onto my truck in my mothers yard and my truck was totaled. is it best to file on the homeowners or the auto insurance. i stll owe on the auto will get money to get another auto.?
You'll have to file a claim on your own Auto Insurance. Homeowners Insurance does not provide coverage for vehicles owned or non-owned and nobody is liable for an act of nature.
Does homeowners insurance cover wind damaged gate that is an enterence to adjoining property owned by same owner?
It likely will, But because the cost of repair is probably lower than your deductible, it would be advisable just to have a repairman fix it.
Is insurance required for private roads owned by a homeowners association?
No--unless it is required by the HOA bylaws or CC&Rs. However, having liability insurance is advisable for a homeowners' association because of the expense and burden of lawsuits in today's world.
Does home owners insurance cover utility vehicles?
To a degree yes, but only those that are used for maintenance of the owned property. Homeowners insurance never provides coverage for a vehicle that is designed for use on public roads. Contact your insurance Agent for more detailed information about the scope of coverage included in your policy. Not all home insurance policies are the same.
Can a homeowners policy be used to cover a home owned by a trust?
Yes. Homeowners insurance can be used to cover a home owned by a trust. It happens all the time. A number of people put their money into living trusts so their children will not have to pay probate fees. It costs a whole lot less money to pay a lawyer to write a living trust that to represent someone in probate court. (Pay me now or pay me a lot more later. In a car regular oil changes are less expensive than engine overhauls.) Insurance companies are set up for it.
