0
Yes, this is actually a common thing for people to do when they cannot maintain the strict payment schedule of a chapter 13 bankruptcy. This can be done once for any reason, without court approval. However, to switch back, approval of the bankruptcy court is required, and they will rarely allow a debtor to make multiple switches. Keep in mind that these are different types of bankruptcy so some items that may not have been up for grabs to creditors with a chapter 13 are available to be sold in a chapter 7.
Wiki User
∙ 14y ago
Add your answer:
Earn +20 pts
How long does a dismissed chapter 13 bankruptcy stay on your credit file?
A Chapter 13, whether it is dismissed or successfully receives discharge, is on your credit report for 7 years. A chapter 7 is on your credit report for 10 years. i called equifax and a discharged chapter 13 stays on for 7 years and a dismissed chapter 13 stays on for 10 years
How can you convert from a Chapter 13 to a Chapter 7 without your spouse even though both are on a dismissed with prejudice Chapter 13?
Since its dismissed w/ prejudice - Wait 180 days and file an individual chapter 7. Your spouse does not have to file.
In South Carolina when can a chapter 7 bankruptcy be filed after a chapter 13 has been dismissed?
Two years after the date of the chapter 13 dismissal.
If a chapter 13 is dismissed does it still stay on your credit report for 7 years?
Yes.
Can a chapter 13 be removed 7 years after being involuntarily dismissed?
The answer is yes -- Chapter 13s are removed after 7 years in a credit file
What year did the law change for bankruptcy on your credit report for 10 years?
The time limit for a discharged chapter 7 or 13 bankruptcy to remain on a credit report has always been 10 years. A dismissed chapter 7 wil remain 10 years, a dismissed chapter 13 will remain 7 years.
My chapter 13 was dismissed can you file a chapter 7 when the eight year mark is up?
The 8 year rule only applies to serial c. 7 filings, not to a c. 7 filing after a c. 13. If the 13 was dismissed for cause under 109(g), you may have to wait 6 months.
How long will a dismissed chapter 13 be on your credit file?
Seven (7) years from the date of dismissal.
How long does a dismissed ch 13 stay on a credit report?
A chapter 13 Bankruptcy, dismissed, discharged, or otherwise, stays on your credit report for 7 years from the date it was filed.
How long will a dismissed bankruptcy stay on your credit report?
i am A Mortgage Broker The Bankruptsy Never Leaves The VCredit Report But if You Are Trying To Do Something With Your Credit Banks Go off The Discharge Date * 10 years for a dismissed chapter 7 and 7 years for a dismissed chapter 13.
If you filed a Chapter 13 in Oct 1997 can you file a Chapter 7 now?
Yes. A chapter 13 can also be dismissed and a chapt. 7 filed. Chap.13 has no time limitations, except as stipulated in the agreed repayment schedule., which is usually 3-5 years.
How do you get a 7-year-old dismissed Chapter 13 off of Equifax when they are denying your rights?
Wait 3 years.
