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Yes, Just make sure you buy the policy in the name of the legally recorded owner of the house. If you also have an interest in the home then have your name added to the policy as well to cover your interests in the property.
You'll need your name on the policy as well so you can check status, make changes, file claims, etc..
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Why would my tenants wants to be on my home owner's insurance policy?
Not sure. But if they have no legal interest in your home then they cannot be listed on the policy. The tenants can obtain renters insurance which will cover their personal property.
Will a claim be paid if insurance is in one name and home is in another?
No, most likely the claim will not be denied. If the owner of the home is not listed on the policy as an insured then the owner is uninsured and the company must by law deny payment of the claim. Every Homeowners Insurance contract requires disclosure of the legal owner at he time of application. If the property changes ownership during the policy term the Insurance Policy is automatically null and void at the moment ownership changes. The new owner has to make application and qualify for their own Insurance Policy. It is against the law to insure a home or property in which you have no insurable interest.
What does home owner insurance not cover?
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
If someone pays his home insurance for the entire year and then sells it will his policy cover the new owner if the house is damaged after the sale?
No. Insurance policies are non-transferable. Your home insurance policy automatically became null and void the moment it was sold. No damage after the transfer will be covered under the previous owners policy. The new property owner must apply for and qualify for his own insurance policy based on his own merit.
Where can you get home insurance after your policy has been cancelled due to a claim?
You will have to start calling local insurance agencies. Someone will provide you coverage and if no one will you can call your state's insurance commission and ask about an assigned risk policy.
How do you find out who your home owners insurance is with?
If it is your home, just look at your insurance policy. It will always tell you the name of your insurance company.
Am I covered by my parent's insurance after I move out of their home?
Yes as long as your name is on there policy.
What is needed to add home insurance to replace a forced insurance policy?
Cancel the forced insurance policy and add terms and conditions to your homeowner policy.
Does your home insurance cover damage to your car from falling tiles during a storm?
No, Homeowners insurance does not cover damages to your automobile. Your home insurance policy is property insurance for the specified structures and real property listed on the policy. Cars are not listed as covered property on your home insurance policy, that's what auto insurance is for.
Can you insure a Baldwin organ on your home insurance policy?
You can insure a Baldwin Organ if it holds value to your home in your home insurance policy. You have to make sure that the policy covers not only that, but other valuables within your home.
What is the name of the holder of an insurance policy?
is it a policy holder?
Can I transfer my Corpus Christi home insurance policy to my new house in Detroit, Michigan?
Yes is my answer, because home insurance policy can be shifted
Does auto insurance policy have to be in the same name as on the title?
does the name on the insurance policy have to be the same as the title in anderson south carolina
Can you get insurance on auto that is not in your name?
You can pay for insurance on an auto that is not yours...but the policy must be the titleholder's policy.
Does homeowners insurance cover storage for a corvette stored in garage?
No. Vehicles are covered under an Auto Insurance Policy, Not a Home Insurance Policy.
If a crooked funeral home withholds your insurance policy where you are the main beneficiary and signs your name and buries your loved one without your approval what can you do?
Signing your name to a policy without your permission is insurance fraud. Start with the insurance company who should then pay the benefits to you and take action to recover the funds from the funeral home. From there you can contact the regulatory agency that governs funeral home as well as the DA in your county.
Does mobile home insurance cover flooding?
Usually flood insurance is a separate policy, for mobile homes or any other kind of home. Check the details of your policy, but normally flood insurance requires a separate policy or rider.
