Sure, If your Insurance Agent feels you are under-insured they can and are actually obligated under ethics legal duty to advise you to amend or upgrade your coverage.
If you are in an under-insured situation and refuse to rectify it, your agent may even recommend cancellation of the policy in that an agents ethical requirements under the law may not allow the agent to facilitate an under-insured risk.
Contact your agent and ask them if you are covered.
Ask your agent! You will want to ask him about "construction" insurance.
Not likely. Never heard of someones garden being covered under a homeowners insurance policy but. To be sure though you might want to review your policy schedule of coverages or ask your Insurance Agent.
Ask your insurance agent to be sure.
That depends on how big of problems you want to be protected against. Ask your insurance agent--they will usually recommend a typical amount based on your area and home.
You will have to ask them for it.
It's possible but you should contact your insurance agent and ask. Most homeowners insurance policies these days have default language that excludes liability for for animals.
It really depends on the coverage you bought. You might look for a reference in your policy terms and definitions for language referencing infestations. Or, Just contact your Insurance Agent and ask.
That depends on your insurance provider. Easiest way is to ask them.
You will need to refer to your Home insurance policy language. Alternatively you can ask your Insurance Agent or company representative. Most Home Insurance Policies these days contain specific language that excludes coverage for Asbestos and Asbestos related claims.
Ask them. If they want to tell you they will.
You ask the property owner.