I've got a feeling there is more to this than the question states. The answer is if you caused the accident and the police and/or insurance investigator state that you caused the accident then yes you can be At Fault and liabile to pay for damages. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.
No. They make you sign a contract.
Getting into an accident of any kind.
Technically, You are responsible for the car because the car insurance is in your name and not theirs. You can also go to court and they will investigate to see who should pay for accidental damages on the car but the Judge can also make the driver pay your cars insurance. It can go either way you or them depending on evidence of the accident.
In order to make an accident insurance claim, one must provide the details of the accident and, if relevant, who was involved. The date and time of the accident and the extent of the damage are also necessary.
A motor accident claim will make one's insurance premiums go up. Most insurance companies will do this at the time of renewal though.
Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.
After a car accident, one must immediately contact their insurance company to file an auto accident insurance claim, even when the other driver was at fault. Make sure to have all the other driver's insurance information so that the other company can thoroughly investigate.
Yes.. but make sure you have good documentation with dates on the accident reports.
Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.
There are many companies out there that will review accident reports and insurance claims for Vehicle Identification Numbers (VIN's). You need to make sure to choose a reputable company that looks through all available records to obtain information on used cars. For example, accident reports, insurance reports, and other car databases are all helpful.
If it was their fault, their insurance company will cover the damages of your vehicle. I would hope that the person at fault has filed the claim already but you need to make certain. I also hope that a police report was done at the time of the accident.
You can find information about Pontiac car insurance from the Cars Direct website. This website allows you to sort cars by make and model and compare car insurance.