Yes you can.
No! You must have a credit account!
If your mom goes to the ATM and withdraws 300 from her saving account, she will do this with her credit card.
No. PayPal has no agreement with the end-user (you) for reporting to credit bureaus. After 1 1/2 years, PayPal writes off the amount owed for credit on federal taxes. This amount brings them a 70% return on their taxes hence saving them on collections. It all pretty much boils down to after 1 1/2 years - 2 years max, the collections process will discontinue and the amount will be written off. PayPal uses no third- party collection resources or reporting resources to credit bureaus. This is all from the PayPal Terms of Service.
No, the banks can not close your saving and checkings account. If you have credit card debts then yes they can close your credit cards.
yes
Nope. All you need is cash.
No credit reports only report debt not assets. Checking and saving account information does not appear on credit reports so will not affect your credit score.
Finding information on getting an individual saving account can be done through a bank, a credit union, or a grocery store that offers banking services.
yes they can and it is really easy so be carefulthere are a lot of ppl
yes. Most banks offer this facility through their net banking website. I have used it in in the websites of ICICI, HDFC bank etc. You need to register with the details of the credit card in your account. Once that is done you can transfer cash to your credit card account.
The saving account rates for Shell Federal Credit Union is 0.25%. You can read more at www.shellfcu.org/rates/business.php or https://www.peoplestrustfcu.org/ The current interest rates for savings accounts with Shell is .25%. This is a very low rate but it is better than nothing!
Yes you can. It would be limited because when you use your debit card it checks for your balance in the checking account. If you you have it linked to your saving or to a credit card than it will reduce your savings account first and then charge the credit card.