0
Can mySpouse get credit card in my name without my approval who is liable?
Wiki User
∙ 16y ago
ANYONE who uses your personal information to gain access to an extension of credit or a loan WITHOUT YOUR PERMISSIONis guilty of FRAUD. It is up to you to file the police report, contact the creditor(s) and the credit reporting agencies (Equifax, TransUnion, & Experian). If you report the fraudulent activity immediately after becoming aware of the problem, the other party is liable and can be pursued for commission of a criminal act by the creditor(s). If you DO NOT report the fraudulent activity within a reasonable period of time (following your discovery of the crime) you may be viewed as having given "tacit consent", which means that because you knew and said nothing about it, the fraudulent activity was OK with you. (as though someone broke into your home and stole valuables - but you failed to report it) Then YOU may become liable. Individual state laws vary, but the fraud piece pretty much applies to all fifty states. Don't wait on this. The hole only gets deeper. I have witnessed this too many times.
Wiki User
∙ 16y ago
Add your answer:
Earn +20 pts
Are you liable for your husbands credit card?
Yes, you are liable for your husbands credit card.
Is an additional credit card holder liable for the whole debt on the credit card account?
ia an additional credit card holder liable for the whole debt of the credit card account
What happens if one of your credit cards is sold or transferred to another credit card company?
you are still liable to pay what you owe
Can you transfer a spouse's credit balance to credit card?
Yes, you can transfer any balance you want to your credit card. Note if you transfer the balance to your credit card, you are now liable for the full debt and not him unless he is an authorized user on the credit card.
What does it mean to be a co-signer on a credit account?
It mean - BOTH people who sign the agreement are liable for the balance owing.
Are you liable for your husbands credit card?
Yes, you are liable for your husbands credit card.
Is an additional credit card holder liable for the whole debt on the credit card account?
ia an additional credit card holder liable for the whole debt of the credit card account
Can a non property owner be a victim under the law if they contracted a remodel without a license?
A property owner may be a victim if a tenant contracts a remodel without their knowledge or approval. The tenant would be liable if they hired someone without a license to do work.
Am i responsible for the debt on credit card after card holder's death i made most of the purchases with his approval we were not married and he had the card before we met?
Are you listed on the credit card account as a joint owner? If so, you are legally liable for it. If you are not listed on the account, you are not legally liable for it. Some sneaky collection agencies will try to make pay by telling you that you must pay, so beware. You can learn more about your rights in debt collection by reading up on the FDCPA.
Mother died widow she had 3000 in credit card debt and no will only 600 in checking account Is son liable for this debt?
The son is not personally liable. The estate, of which the son is most likely going to be executor, is responsible for liquidating all debts. If there are not enough assets, the executor provides the court with how they are dividing them across the debtors. With approval, the estate is then liquidated and closed.
Am I liable for my husband's credit card debt incurred before we met?
NO
Can my spouse be liable for my credit card dept?
Nope.... your debts are YOUR responsibility.
What happens if one of your credit cards is sold or transferred to another credit card company?
you are still liable to pay what you owe
How do you sign a credit application for a business with out being held personally liable?
Its possible to do it and its not......
Are you liable for the bill when someone has used your credit card?
If you knew they were using it yes. You are also in breach of your credit card agreement and may also be party to a criminal fraud. If you did not know they were using it, then if you can convince the Bank of this you are not liable; you are a victim of a crime.
How do you buy stuff on your parents credit card?
This question depends on variable demographics, such as age and employment. People generally use Debit Cards they don't use credit cards nowadays, they can buy anything using their own money without being liable to questions.
When you die do your children have to pay your credit card off?
The estate is responsible for the debts. Anyone on the credit card would also be liable for the debt.
