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Q: Can my husband add my name to a homeowners insurance policy but not to the deed?
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Can anyone b on your homeowners insurance?

A homeowners insurance policy should be in the name of the owner(s) of the property as listed on the property deed. Also considered to be insured under the policy are all household residents. Children who are immediate family members and who are temporaily away at boarding school or college are still members of the household.


I had a house fire last year and my insurance company dropped me after the claim Can my girlfriend purchase a homeowners insurance policy and claim that she has never had a canceled policy?

She can buy a new policy all day long and claim she had never had a policy cancel if: 1. She is the only person on the deed to the house. 2. She never had a policy cancel.


If 2 people are on the deed and one moves out can the person who moved out be taken off the homeowners policy?

Did the person that moved out sign a quit claim deed? If not then they will probably have to remain on the policy.


Is an homeowners association need to be listed as a deed restriction?

Not necessarily. However, the covenants authorizing the association would need to be in your title policy.


How are homeowner claims paid to person who had deed but not policy?

Homeowner insurance claims are paid to the policy holder, in a condo and the damages are being reimbursed by the association the deed and title holder gets the refund


Can you be on your wifes home owners insurance even though you are not on the deed or loan?

Yes, The insured can add a spouse to the policy as a co-insured. You don't have to be on the deed.


When does title insurance begin?

It begins at the time and date of recording of the vesting instrument, which is generally either the deed (for an owner's policy), or the mortgage (for a lender's policy).


When my father died the homeowners insurance was never changed to my name the deed was put in my name can this be grounds to be denied a claim on the policy?

Yes, you situation can result in a denial of coverage.Homeowners insurance is property and liability coverage specific to the property of the named insured(s). Since your father has died, You have to buy insurance in the name of the new owner


Will homeowners insurance pay off in a deceased policy holder name?

Yes it will. I'm experiencing this situation currently. My husband passed a little over a year ago, and I failed to take his name off of the deed. The home was paid for and recently there was a claim submitted. The check from the insurance company came to the deceased and me. I can't deposit the check or cash it. It's totally worthless unless I file papers with the county to open an Estate...which involves more fees, and then open an Estate Checking Acct. It will be a long drawn out process that I would not have to go through, had I removed his name from the deed after he passed.


Does a husband have rights to a home if his name is not on the deed?

removing husband from home when name is not on the deed?


Can you file a claim against a title company if the deed was fraud?

If you purchased an owner's title insurance policy and now you find the deed that conveyed the property to you was fraudulent you should make a claim against the title insurance AND against the malpractice insurance of the attorney who represented you when you purchased the property. Someone didn't do their job.


Can you remove your husband from deed on house How do you do it Are there just forms I can get from court house?

Your husband must sign a deed that transfers his interest in the property to you. An attorney should draft the deed.Your husband must sign a deed that transfers his interest in the property to you. An attorney should draft the deed.Your husband must sign a deed that transfers his interest in the property to you. An attorney should draft the deed.Your husband must sign a deed that transfers his interest in the property to you. An attorney should draft the deed.