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How do you activate a frozen bank account?
Bank Accounts are frozen by bank authorities or law enforcement agencies when they sense some illegal or suspicious activity in the account. In such a case, you will be able to find out the details from the bank. You need to provide proof that nothing illegal happened in your account and once you provide satisfactory information your account will be re-activated. Bank accounts are also frozen by a court order subsequent to a judgment in favor of a plaintiff in a civil lawsuit. You must satisfy the judgment in order to obtain a release of your account and the plaintiff must make a return to the court stating that the judgment has been satisfied. The satisfaction of judgment must then be served to the bank.
What does a collection agency have to do to take money from your private bank account?
Assuming the debtor does not voluntarily release the information for collection to the collector due civil process is required before such action can occur. The general steps are: The collector/creditor will file a civil suit against the debtor, win the suit (which is almost certain to happen); be awarded a judgment then execute the judgment as a levy against the judgment debtor's bank account.
How long does a charged off credit card stay on your credit report?
Seven (7) years. Please note, a charge off does not mean a debt is not still valid and collectible by whatever means is available to the creditor/owner of the debt according to the laws of the debtor's state. Due to the current state of the economy many large credit card issuers have opted using the debt mediation board for defaulted accounts. This means the creditor can shorten the time of legal action by avoiding a civil suit and requesting a decision from the board. However, even if the meditation board finds in favor of the creditor, the creditor must obtain a final writ of judgment from the district court in the state where the debtor resides. After a judgment has been granted the judgment holder can execute it against the debtor in several ways, the preferred method is wage garnishment.
How can you find out if you have a judgment against you?
You can check your local civil court clerk's index and land recorder's office for any recorded documents, but the easiest way is to contact one of the major credit bureaus and get a copy of your credit report. They are Trans Union, Equifax and Experian. Try www.equifax.com or www.experian.com for information on how to get a copy of your report. If you have been turned down for credit recently, the report should be free.
What happens if you overdraft your checking account and stop using it you are not a US resident and the only ID required to open the bank account was the passport from your country?
Doing so would be both a crime, for which you could be charged, convicted and punished by fine and/or imprisonment, and a civil offense, for which you could be sued in civil court for money damages. Depending on the amount the crime might be a misdemeanor or a more serious felony, determined by the applicable state law. If a felony, and if you are a resident of a nation with an extradition treaty with the US, you could in theory at least be subject to forced return to the US by extradition to face the criminal charges. Your presence would not be required for a judgment to be entered against you in civil court, which would then become a lien on any property your have in the county where the judgment is docketed. Depending on your nation of residence its possible attempts could be made to collect from your assets there. The unpaid overdraft would become a part of your credit history on the various credit reporting agencies, and would make it more difficult to obtain credit from lenders using information from those agencies in lending decisions, and would make it very difficult ever to open another account in the US until the defaulted amount is paid.
Can SS or Civil Service Retirement wages be garnished for child support?
Yes (but not SSI or public assistance).
What will happen if you don't pay the judgment in a civil case?
if you have the ability to do an act required under a judgment then you can be held in civil contempt and actually jailed, however if it is strictly a monetary judgment then you cannot be incarcerated, but your wages can be garnished and your assets seized by the judgment holder.
Can wages be garnished to obtain unpaid rent in Duval County Florida?
Yes, but only if the landlord has a valid civil judgment against you.
What will a lender do if someone takes their car overseas and then stops making payments?
The lender will have the right to pursue a civil judgment in court for the outstanding debt. If not paid, wages can be garnished or a warrant for arrest can be issued.
Can US Civil Service Annuity-Pension be garnished?
no.
Is child support a civil judgment?
In Illinois, each child support payment is a civil judgment.
Can an IRA fund account be garnished in a lawsuit?
Generally IRAs are protected from creditors, and bankruptcy reform back a few years ago put them into the same category as pensions and annuities, which are exempt from seizure under federal bankruptcy law under 11 USC 522(d)(12) up to $1-Million in total value. On a State level there are some variations on if a Civil Judgment could attach to these types of retirement accounts. I would suggest that you talk with an attorney in your State for the fine details has there are many factors that can effect your defense on garnishing the IRA.
How do you place a lien on someone's property who owes you money for storage?
You need to sue them in civil court and win a judgment lien.You need to sue them in civil court and win a judgment lien.You need to sue them in civil court and win a judgment lien.You need to sue them in civil court and win a judgment lien.
What is adverse civil judgment?
It means you lost a civil suit in court and there is possibly a monetary judgment against you - can result in a Lien, etc.
How do you get out of a Civil Judgment?
You can pay off the judgment , prove with a letter or some valid evidence that the judgment was made in error..
What are the benefits of the Civil Service retirement system?
A benefit of the Civil Service retirement system is that employees contributing to the plan can have a guaranteed amount of money saved for their retirement. This program came into effect as of August 1, 1920.
How long does a civil judgment last in Kansas?
In the state of Kansas, a civil judgment lasts 7 years. However, a judgment can be extended if it is re-opened in court before the 7 year deadline.
