The fact of the matter is that you probably did "consent" to these fees when you consented to opening the account. If you feel that the fees were not properly disclosed to you, you may have an argument with your bank. Otherwise, your "consent" has already been obtained.
No one. No one can take money from your checking account without your consent. This rule is not only in Florida but also applicable throughout the world. But, if you have a standing agreement with anyone wherein you have given them the right to debit/take money from your account by signing an automatic funds transfer form then they have the right to take money from your account without getting your consent every month.
There are some banks (for example First Bank) that will allow you to open a checking account without parental consent if you are under 18. You should check with individual banks around your area.
Depends on what type of an account it was set up as. If you were a signer on an account, then most certainly the owner of the account can remove you. Same as applies to accounts set up under a trust. if it was a joint with right of surviorship, most institutions prefer to just close the account and reopen the account under the requestor. even if there is a divorce decree. or "death certifacte" Either way, if you were removed from the account without your consent, you should call your financial institution right away.
Yes, a minor can open a checking account in the state of Maryland but they might need a parent or guardian to be a joint account holder and provide consent. The specific requirements and age limits may vary between different banks and financial institutions. It's best to directly contact the bank you are interested in opening the account with to get accurate information.
Yes.
If you want to open an individual account then you must be atleast 18 years old. But, if you are a minor (less than 18 yrs.) you can always open a joint account with any of your adult family members like mother, father, elder brother etc. banks do not say no to any customer who wishes to open a bank account (Unless they have a valid reason because the customer is bankrupt or has criminal record etc.)
I opened an account for my child (checking @ 15 years old, his name on checks not mine) and grandchild when they were only 6 months old. For no charge. It was a trust account but when they became of age I converted it over to them. Hope this helps silverpenny
no!
any adult who cannot speak
If you're talking about a personal account, jointly held by two individuals, additional security measures to prevent one party from withdrawing without consent of the other are typically not put in place unless specifically requested, and, even then, such services aren't always available. In a joint account between two business partners, two businesses, etc., such measures are a bit more likely to be seen. As for legality, being in a joint checking account together would imply consent by each party to allow the other access to those funds. But, if you're sharing this account with a significant other, it would probably be for the best to talk it out with them before you draw the money out. Unless you don't mind being in the doghouse for a while.
Before the father dies, no. After the father's death, not automatically, but usually provided as part of the procedure obtaining their consent to probate of the will.
In most cases, a husband cannot open a joint bank account without his spouse's consent. Both parties typically need to provide consent and identification to open a joint account. It is important to check the specific laws and regulations in your jurisdiction.