answersLogoWhite

0


Best Answer

Yes and No. No they can not charge you if they personally gave/told you the debit pin. Yes if you found out the debit pin yourself and even if they know you worked it out they can still charge you.

Yours Truly

DR Pearce

User Avatar

Wiki User

13y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Can someone charge you for using their debit if they give you the pin?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Continue Learning about Finance

What are the advantages of debit cards over credit cards?

A debit card is limited to the amount of money you actually have in an account, so it is difficult to overdraw on one. With a credit card, you are using a bank's money on credit, while with a debit card you are spending money you already have. With debit cards, you do not get any "rewards" (benefits that the credit card company gives you in return for origination fees they charge places that take their cards). However, you also do not face any interest on unpaid balances. You can also still take out too much and get your account into negative. Perhaps the only real advantage is that if you log into your debit account everyday, you can see your balance with all your purchases. Credit cards can take days to post your purchases and may not give you a correct balance. Debit cards are just like cash, since they are usually linked directly to your bank account. However unlike cash, if you withdraw too much, you will definitely incur overdraft fees and such.


What are the positives and negatives of having a debit card?

The most serious negative of having a debit card is that if there is an incorrect charge, the bank has your money and they will keep it until and unless you figure out how to make them give it back. If you have a credit card, you keep your money, and they have to figure out a way to make you pay. I can't think of any positives, unless you mean from the perspective of the bank, in which case see the above. Banks spend tons of money trying to convince you to use a debit card. There's a reason for that.


Do debit cards effect credit scores?

No. Using debit cards is like writing a check electronically. If you have overdrawn your account, however, it will count against you if you don't pay it back immediately. If you are having a hard time getting a credit card to build up your credit score, you can get a secured card from your bank. You give them anywhere from $100 to $___ and they give you a credit card with that amount on it. You use it just like a credit card. PAY IT BACK and it will give you good score marks on your credit.


How do you add funds with a credit card to your achieve card?

How can handle the credit and debit cards. and how to open account give answer


What are advantages of a debit card?

Obtaining a debit card is often easier than getting a credit card. If you qualify to open a bank account, you can usually get a debit card.Unlike when you write a check, using a debit card saves you from having to show identification or give out personal information at the time of the transaction.It frees you from carrying cash or a checkbook.It can save you from having to stock up on traveler's checks or cash when you travel.Debit cards may be more readily accepted than checks, especially in other states or countries.If you return merchandise or cancel services paid for with a debit card, the transaction will be treated as if it were made with cash or a check. Customers usually get cash back for on-line purchases; for off-line transactions, the amount is credited to your account.Most ATMs will allow you to get a cash advance against the line of credit on your credit card, using your credit card and a separate PIN. You do not necessarily have to have a bank account to do this.Obtaining a debit card is often easier than getting a credit card. If you qualify to open a bank account, you can usually get a debit card.Unlike when you write a check, using a debit card saves you from having to show identification or give out personal information at the time of the transaction.It frees you from carrying cash or a checkbook.It can save you from having to stock up on traveler's checks or cash when you travel.Debit cards may be more readily accepted than checks, especially in other states or countries.If you return merchandise or cancel services paid for with a debit card, the transaction will be treated as if it were made with cash or a check. Customers usually get cash back for on-line purchases; for off-line transactions, the amount is credited to your account.Most ATMs will allow you to get a cash advance against the line of credit on your credit card, using your credit card and a separate PIN. You do not necessarily have to have a bank account to do this.Saves having cash in my wallet

Related questions

How does cash back work at the grocery store?

The grocery store will charge your credit or debit card and give you cash back.


Why does a retailer give the options of either a credit or debit charge when using debit card at time of purchase?

There are some people who prefer to use their debit cards with the credit feature. In some cases, it is safer to use the card as credit because one does not have to enter a PIN. Such places as gas stations and convenience stores are much safer this way, simply because scammers cannot use your card number for a debit card without a PIN.


Does airports give currency?

All international and most regional Airports will provide currency exchange.They will not 'give' it to you, but will exchange your currency and charge a fee.Most Airports will also provide cash machines for use with credit and debit cards.


Give a sample of debit voucher?

wrtt


Give Credit for Using Debit?

Renting a car is relatively painless, and all manner of payment forms are usually accepted. You can even obtain a car rental with a debit card. Paying with a debit card ensures that you do not overextend yourself financially. Whereas using a credit card allows you to spend up to your credit limit, a debit card is directly linked to a checking account and requires funds in that account. Using a debit card will cause you to think twice before upgrading to a more luxurious vehicle or keeping a vehicle longer than originally planned. While enough insurance should be accepted to keep yourself covered, using a debit card will also help keep you from purchasing insurance you do not need. Consider carefully the benefits of paying with debit instead of credit when renting a car.


Can you give me a sentence using the word competition?

Competition is when you compete with someone.


Can someone give you a webkinz code their not using PLEASE?

No. No one wants to.


How can i tell if someone is using my mobile hotspot.?

If you believe someone is using your mobile hot spot you can go to your settings and tap on internet sharing. This will give you a list of who is using your WIFI.


What is the primary difference between a credit card and debit card?

credit mean were you take money debit is what you give money


What is the primary difference between a credit card and a debit card?

credit mean were you take money debit is what you give money


Give a sentence using the word scourge?

To scourge someone is an awful punishment.


How does the charge syndrome affect development?

I would go to chargesyndrome.org website. Contact someone there and they can give you the information you are wanting.