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Can someone claim damage to their vehicle from an auto accident if at the scene the police were not called and you didn't exchange insurance info?
Wiki User
∙ 14y ago
If you have no information the other party involved in the accident and there was no police report filed you are pretty much out of luck as your insurance company will need information about the other driver to process a claim.
UK Fully comprehensive insurance should cover this. Read the small print. You will likely have to pay the excess and your unprotected no-claims could suffer. If the other vehicle is found to be At Fault and the driver is uninsured, there is a fund in UK that covers such auto accidents too.
Wiki User
∙ 14y ago
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Who pays when there is an accident involving a vehicle that is insured by someone other than the owner of the vehicle?
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.
When is liability insurance needed?
When you cause an accident that damages another vehicle or hurts someone
If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?
insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.
If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
Is your insurance liable if your vehicle wasn't involved in a fatal accident?
If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.
Can you tell the conversation between a cyclist and a motorist for the accident of their vehicles?
If you and your vehicle are in an accident, be sure to exchange phone numbers and addresses, as well as insurance, with the other party involved in the accident. Also, be sure that the police are notified of the accident.
How do you find vehicle owners car insurance if the vehicle was being driven by someone other than the vehicle owner?
The owners name and address should be listed on the accident report as well as the driver of the vehicle and who was at fault in the accident.
If someone is driving your vehicle which is covered with collision and has and accident and is at fault are you responsible for all damages and costs or will their insurance cover it?
== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.
Will homeowner's insurance cover a vehicle accident for the passenger injured?
NO, that's what the vehicle insurance is for.
Are there policies or companies that cover anyone driving your vehicle?
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
In a one car accident who is responsible for damage to the vehicle if it was driven by someone other than the owner?
The primary insurance would be the policy that insures the vehicle.
In motor vehicle accident and person at fault has no insurance?
When someone causes an accident and he has no insurance, he is liable to pay for the damages out of his own pocket. Some of the costs may be too much to bear and that is why people are better off having insurance.
