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Can someone go and buy insurance from another agency immediately after an accident to avoid the increase in the insurance premium?
Wiki User
∙ 8y ago
Many people do this, but it is not recommended. It is still considered an attempt to defraud. I recommend that you use this situation to check around for cheaper insurance with the new accident as a part of your quote. Some insurance agents will pull your record and not see it, and not include it in the quote, you may fly under the radar for that first year, and enjoy a lower premium, but let that be something that they do. Just be careful with disclosure laws, many insurance companies deny claims when people leave things out.
Wiki User
∙ 8y ago
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Is your auto insurance affected if another person receives a DUI in your car?
A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.
If you have no fault auto insurance will your insurance rates increase if you happen to be in an accident in which you were not at fault?
Generally speaking, no. However, in any moving incident/violation, your driving record is checked. If it turns out that you have a few past speeding tickets, and maybe another previous accident or two where you were not at fault, the insurance company may choose to tag you as a high-risk driver and increase your premium. On the other hand, if you are a driver with a spotless record, your rates will probably not go up in the event of an accident where you are not at fault.
If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?
NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.
If you have an accident while driving another person's car will your insurance or the owner's pay the claim?
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
What is the responsibility of the insurance company of the at fault driver in a no fault state?
Immediately after an accident, you should call your insurance company and they will tell you their responsibility in that particular state. Your agent should have given you that information when you purchased your policy. Each state has slight differences. An insurance agent in this state is not licensed to comment on the insurance policies of another state.
How do you get an accident claim against own car when the car is fully insured?
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
How do you sue another persons insurance company for an accident that was your fault?
If the accident was your fault, the other party's insurerhas no duties owed you.
Will it help pay for a accident to another car if there wasn't car insurance?
What is "it"? The question is not clear.
Do the police give the other driver in an accident insurance information of another driver?
Yes.
When is liability insurance needed?
When you cause an accident that damages another vehicle or hurts someone
If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?
Yes,, That's what it's for. It pays for damages you caused to another.
If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?
The insurers of the driver who was deemed to be at fault for the accident.
