If your policy limits were exhausted or all used up then they can. If not, refer them to your insurer.
They will have a pink card stating the insurance company on it still, as long as the accident happened in the one day they were insured.
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
it means "are the loss payments my insurance company made on my vehicle recoverable from the other insurance company?" If something is subrogatable, it means it is leagally recoverable from someone else. In insurance, if you are in an accident and not at fault, your insurance company has the right to subrogate against the other insurance carrier to recoup the money they paid out to fix your vehicle.
When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.
file and pursue a claim or dont. If you do file , file a police report, get a copy of the report and have your property insurance company pursue the claim against the insurance company covering the party or parties involved in the auto accident
First, you cannot find out what insurance company another person uses as this is a privacy issue. If you have had an accident with this person, the insurance company will be listed on the accident report. This is your only option for getting the insurance company name, unless the person wishes to tell you.
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
Liability insurance.
You contact their insurance company, let them know about the accident, and tell them you want to make a claim. They will probably ask you to supply estimates or other documents.
Liability and medical insurance.
depends on the insurance company