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Someone with bad credit can still obtain mortgages in the UK. Some of the companies that offer mortgages for people with bad credit are Alexander Hall and ASAP Mortgages.

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Q: Can someone with bad credit still obtain mortgages in the UK?
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How can someone get a mortgage with a bad credit rating?

Firstly if you haven't already, obtain a copy of your credit history to check the details and remove any incorrect details which may be affecting your credit rating. If you still have a bad rating then seek advice from an independent mortgage advisor. There are specialist companies available who will arrange mortgages for people with bad credit ratings.


Where can someone apply for a mortgage that has a bad credit history?

If one has a bad credit history, it is still possible to get a mortgage. If one cosigns for a loan with someone else, they have a better chance. One should also attempt to improve their credit. Wells Fargo, Quicken Loans, and many other places offer mortgages.


How can your partner and you get a home loan if we both have bad credit?

You will still be able to get a loan even with bad credit. You will probably have to pay more than someone who has good credit, but you should still be able to obtain a loan. The process is a little more intense and might take a little longer, but it should still be possible.


Can you send credit from someone to someone else?

No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.


Where can a person with bad credit obtain credit cards?

A person with bad credit can still obtain credit cards in some cases. However, they'll have to settle for secured cards from companies like Capital One and Bank of America.

Related questions

How can someone get a mortgage with a bad credit rating?

Firstly if you haven't already, obtain a copy of your credit history to check the details and remove any incorrect details which may be affecting your credit rating. If you still have a bad rating then seek advice from an independent mortgage advisor. There are specialist companies available who will arrange mortgages for people with bad credit ratings.


Where can someone apply for a mortgage that has a bad credit history?

If one has a bad credit history, it is still possible to get a mortgage. If one cosigns for a loan with someone else, they have a better chance. One should also attempt to improve their credit. Wells Fargo, Quicken Loans, and many other places offer mortgages.


How does someone with an adverse credit history obtain loans?

Even with an adverse credit history, one may still be able to obtain loans through various lending associations. Some of these companies include Easy Financial or Fast Access.


How can your partner and you get a home loan if we both have bad credit?

You will still be able to get a loan even with bad credit. You will probably have to pay more than someone who has good credit, but you should still be able to obtain a loan. The process is a little more intense and might take a little longer, but it should still be possible.


Can you send credit from someone to someone else?

No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.


Where can a person with bad credit obtain credit cards?

A person with bad credit can still obtain credit cards in some cases. However, they'll have to settle for secured cards from companies like Capital One and Bank of America.


Can someone who has a DUI still obtain automobile insurance?

yes they can obtain high risk auto insurance.


How would I be able to obtain a home loan if my credit is bad?

You may be able to still buy a home. Why is your credit bad? Do you have a down payment?


If you own your car and it's in your name but the loan is in someone else's name with you as the cosigner will that still help your credit?

Yes, it will still help your credit.


Can one have bad credit and obtain auto loans?

One can have bad credit and still be able to obtain auto loans. One can go to the website of CarLoanExperts dot com and apply for the loan. Approval will be given the same day.


What happens if a credit-card balance is never paid off?

The bank will keep sending you reminders, but if you still refuse to pay, then the bank or credit card company will take you to court, and then if you cannot pay them in money, they will repossess items from you to the value that you owe. Or if you still cannot do that, then you may be declared bankrupt, all debts written off, but obtaining any credit in the future (credit cards, mortgages, loands) will prove extremely difficult, nay impossible.


If someone submits a business credit card application does that affect the personal or business credit score?

According to bankrate, if someone submits a business credit card application it affects their personal credit score. Since it's still their own business card, it's considered their personal item.