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Can the court alter the terms of an insurance policy through awarding claims excluded in the policy?
Wiki User
∙ 12y ago
The court can make any judgment they wish in regards to a claim regardless to what is covered by the insurance companies policy. What happens is the individual policy holder is now on the hook for the damages that the insurance company is not going to cover.
The terms of the policy would be inforce unless a court of authority finds the insurance company was negligent in it's exclusion of specific terms in the policy. So basicly the insured person who was covered by the policy is out of pocket the amount of the awarded claim regardles of the insurance company covering that exclusion or not.
Wiki User
∙ 12y ago
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Insurance claims for alcohol related illnesses?
What's the question? Do you mean are they excluded? Probably not.
Husband has accident with my car and he's on the insurance exclusion list?
When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered. So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.
What happen if any insurance wont re insure you after many claims?
You have become what is known as an uninsurable risk. Insurance is a statistical game working on the principle that only a proportion of insured events actually happen. But if you are an exception to this because you make regular claims, then you have to be excluded from the game.
What do you do if the person responsible for damaging your vehicle does not have insurance?
Take them to small claims court or settle it through your insurance company.
What does an insurance claims register facilitate?
an insurance claims register facilitates
Who sells insurance claims software for a claims adjuster?
Claims Portal sells insurance claims software for a claims adjuster. You can get Property and casualty insurance claim adjuster resources at www.claims-portal.com/
Does your car insurance cover the owner if you co sign?
Insurance usually follows the car so no matter who drives it, claims will be covered, unless the person driving it is specifically excluded from the policies. But just to be sure, the best course of action would be to contact the car insurance companies directly.
Are employee misconduct insurance claims public record?
Insurance claims are not public record.
I am looking for a life insurance claims adjuster to answer questions about life insurance death claims - are you out there?
A claims agent can certainly answer your questions, but any good agent can also help. I suggest you contact your agent or the claims department of the policy in question. 4LifeGuild The claims department can certainly help walk you through your questions and the requirements. What are your specific questions, if unanswered?
What has the author Pamela J Brooks written?
Pamela J. Brooks has written: 'Introduction to claims' -- subject(s): Insurance, Liability, Law and legislation, Liability Insurance, Liability insurance claims, Property Insurance, Property insurance claims
How long does it take to go through an insurance adjuster course?
The time it takes to complete an insurance adjuster course varies depending on the program and individual study pace. Courses can typically range from a few days to a few weeks, with some more in-depth programs lasting several months.
When your house gets burned down and you are all sad about it how can you cure the sadness and how can the insurance help?
your sadness can be cured if your house was insured in a fire insurance before it was burned and the insurance can help you through your claims
