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What do you do if the person responsible for damaging your vehicle does not have insurance?
Wiki User
∙ 19y ago
Take them to small claims court or settle it through your insurance company.
Wiki User
∙ 19y ago
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If you get into a wreck and you were the one in fault and the other person does not have insurance what will happen to them and will your insurance cover it?
Every state is different. Where I live, if you are the responsible party in the wreck then your insurance has to repair the vehicle that you hit. You will be responsible for paying your deductible to have your vehicle fixed. Also the driver without insurance will be ticketed by the authorities if they are present.
Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
Who is responsible if using another's vehicle whose insurance lapsed?
The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.
Is an insured driver on your policy responsible for damages that they have not repaired on your vehicle?
== == In the event that you got into a car accident and it was not your fault but the other driver's, if he is insured, his insurance company is liable to pay for the damages of your vehicle. On the other hand, if the other driver is not insured, your own insurance company, provided you have a policy regarding uninsured or underinsured drivers, will be responsible for the damages your vehicle has incurred. They however, may have a right of action against the person responsible for the accident. The person who caused the damage to your vehicle is ultimately responsible for the damage to your vehicle regardless of whether there is an applicable insurance coverage or not. Whether you actually have the repairs done is none of their business.
What is the liability of the owner if some other person takes out insurance on his car?
The insured and the owner of the vehicle are both legally responsible for the vehicle and they could both get sued for an accident.
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't
You got into an accident driving your moms car with no insurance Is she responsible?
The person operating the vehicle is the first one responsible. The owner of the vehicle can also be held responsible. If your under 18 and an adult allowed you to drive, they can be held responsible if, they knew you would operate it recklessly or knew you didn't have a licence.
What is vehicle insurance?
Insurance that a person purchases for his\her car, motorbike.
Can you hold a person liable if person is excluded on insurance an gets into wreck?
What do you mean hold them liable. If you gave them permission to drive your vehicle and you had excluded them on your policy, the insurance company will not pay any part of the claim. More than likely you, as owner of the vehicle will be the primary target. If the accident involves another car you will be primarily responsible for their damages and injuries as well as the damage to your vehicle. You can try to implicate the driver but it is your vehicle, your insurance and exclusion that you signed, and you gave this person permission to drive your vehicle, knowing what you do about them.
Who is responsible for damage to a vehicle during a repossession?
the person the vehicle was leased to is responsible as they are the ones that have caused the vehicle to need to be repossessed.
When leasing a car is the annual insurance included in the lease cost of the car.?
No, insurance is always the burdern of the car owner, not the dealership. When leasing or purchasing a car, the person acquiring the vehicle is legally responsible for acquiring car insurance.
If your parked car was hit in the rear and the person who hit you has no license or insurance who is responsible for the damage to your vehicle and the medical bills for any injuries?
Well the person that hit you is not responsible enough to drive with insurance, if someone was in your parked car, you would still be responsible,its your car after all. The person that hit your car would be liable and you would have to go after them legally. If the uninsured driver in fact gets injured he will be responsible for himself, insurance companies are not in the business of paying people who drive illegally.
